18843 Deer Tracks Loop, Lutz, FL 33558 Property Records

Pasco County property record for 18843 Deer Tracks Loop, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,254 sqft · built 2015
Lot Size0.167 acres (7,275 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (May 2017)
Tax Bill$7,905 (2025)
Deeds & MortgagesJun 2022 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-26-18-0040-00700-0150

Property Details

APN / Parcel Number

Primary APN33-26-18-0040-00700-0150
Alternative APN
  • 1081205

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,254 sqft Living Area
Gross Area2,840 sqft
1st Floor Area908 sqft
Upper Floors Area1,346 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,275 sqft (0.167 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area166 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1081205
Street Address18843 DEER TRACKS LOOP
CityLUTZ
StateFL
Zip33558-8493
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionLONG LAKE RANCH VILLAGE 2 PARCELS A-1 A-2 B-1 B-2 & E PB 70 PG 020 BLOCK 7 LOT 15 OR 9538 PG 2180
Legal Range18E
Legal Township26S
Legal Section33
Legal SubdivisionLONG LAKE RANCH VILLAGE
Legal Tract40
Legal Block7
Legal Lot Number15
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2017
Census Tract31605

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18843 DEER TRACKS LOOP, LUTZ, FL 33558-8493
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 10, 2017Warranty Deed, Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2017 · Amount on Record
Deed SaleMay 10, 2017 · Amount on Record
Prior SaleJun 24, 2015 · Amount on Record
Deed Document Number2017069994
Deed Book / Page9538 / 2180
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address18843 DEER TRACKS LOOP, LUTZ, FL 33558-8493
Transaction TypeMortgage
Record UpdatedJul 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address18843 DEER TRACKS LOOP, LUTZ, FL 33558-8493

Mortgage

Document Number0106412719
DateJun 24, 2022
Book Page10641/2719
Instrument2022141258
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateMay 10, 2017
Property Address18843 DEER TRACKS LOOP, LUTZ, FL 33558-8493
Document Number0095382180
Book / Page009538 / 002180
Instrument DateMay 9, 2017
Instrument69994
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18843 DEER TRACKS LOOP LUTZ FL 335588493, LUTZ, FL 33558-8493

Mortgage

Document Number95382182
DateMay 10, 2017
Book Page009538/002182
Instrument69995
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 9, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,905.00 (+4.7%) Homeowner's exemption$334,150 (+5.98%) Land $118,976 Building $215,174$452,104 (-6.18%) Land $118,976 Building $333,128
2023$7,550.00 (+9.28%) Additional exemption filed$315,290 (+3%) Land $113,366 Building $201,924$481,894 (+18.57%) Land $113,366 Building $368,528
2022$6,909.00 Homeowner's exemption$306,110 Land $94,754 Building $211,356$406,416 Land $94,754 Building $311,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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