1885 Timber Trail Dr SE, Ada, MI 49301 Property Records

Kent County property record for 1885 Timber Trail Dr SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Mar 2026)
Tax Bill	$7,585 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2026 Sale + 4 more
Flood Zone	Zone A (high risk)
APN	`41-19-03-326-033`

Property Details

APN / Parcel Number

Primary APN	`41-19-03-326-033`

Exterior

Lot Area	77,972 sqft (1.79 acres)
Lot Dimensions	280 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1885 TIMBER TRAIL DR SE
City	ADA
State	MI
Zip	49301-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S 1/2 OF FOL DESC - PART OF SE 1/4 SW 1/4 COM 700.0 FT W ALONG S LINE OF N 698.20 FT OF SE 1/4 SW 1/4 FROM N&S 1/4 LINE TH E
Legal Range	10W
Legal Township	06N
Legal Section	03
Jurisdiction	KENT MI
Township / Civil Division	CASCADE
Census Block Group	1
Census Block	1000
Census Tract	12202

Owner

1885 Timber Trail Dr SE is owned by two individuals who bought it in March 2026.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2249 W ROSCOE ST, CHICAGO, IL 60618-6238
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Feb 10, 2026	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC
Feb 10, 2026	Quit Claim Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC
Apr 17, 2017	Deed of Trust, Mortgage HUNTINGTON NAT'L BK
Feb 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on File
Deed Sale	Mar 10, 2026 · Amount on File
Prior Sale	Jul 30, 1999 · Amount on File
Deed Document Number	202614452
Prior Transfer Date	Dec 29, 2025
Prior Transfer Doc	0000008077
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 10, 2026
Property Address	1885 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000014452
Instrument Date	Mar 6, 2026
Instrument	20260310-0014452
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4362 CASCADE RD SE STE 208, 208, GRAND RAPIDS, MI 49546-3670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 W ROSCOE ST, CHICAGO, IL 60618-6238

Mortgage

Document Number	0000014453
Date	Mar 10, 2026
Instrument	20260310-0014453

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 4, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Margin	4
Max Rate	11.8%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 10, 2026
Property Address	1885 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000008078
Instrument Date	Jan 2, 2026
Instrument	20260210-0008078
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7131 DRIFTWOOD DR SE, ADA, MI 49301-7890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4362 CASCADE RD SE, GRAND RAPIDS, MI 49546-3600

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 10, 2026
Property Address	1885 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000008077
Instrument Date	Dec 29, 2025
Instrument	20260210-0008077
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7100 DRIFTWOOD DR SE, ADA, MI 49301-7890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7131 DRIFTWOOD DR SE, ADA, MI 49301-7890

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1885 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000035207
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2009 TIMBER TRAIL DR SE ADA MI 493019300, ADA, MI 49301-9300

Mortgage

Document Number	0000035207
Date	Apr 21, 2017
Instrument	35207

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.72%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 22, 2017
Property Address	1885 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000015964
Instrument Date	Dec 27, 2016
Instrument	15964
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2009 TIMBER TRAIL DR SE ADA MI 493019300, ADA, MI 49301-9300

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 17, 2017
Property Address	1885 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000014641
Instrument Date	Dec 27, 2016
Instrument	14641
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 TIMBER TRAIL DR SE ADA MI 493019300, ADA, MI 49301-9300

Tax Assessment & Valuation

The 2025 property tax bill for 1885 Timber Trail Dr SE was $7,585, up 68.7% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cascade Charter Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,400 (-)	$626,800 (-)
2025	$7,585.00 (+68.74%)	$313,400	$626,800
2024	$4,495.00 (-35.77%)
2023	$6,998.00	$246,600	$493,200
2019	$4,135.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1885 Timber Trail Dr SE in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1885 Timber Trail Dr SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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