1840 Timber Trail Dr SE, Ada, MI 49301 Property Records

Kent County property record for 1840 Timber Trail Dr SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,153 sqft · built 1990
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$990,000 (May 2026)
Tax Bill	$8,479 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-19-03-326-019`

Property Details

APN / Parcel Number

Primary APN	`41-19-03-326-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,153 sqft Living Area
1st Floor Area	1,299 sqft
Basement Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	300 ft deep x 10 ft wide
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1840 TIMBER TRAIL DR SE
City	ADA
State	MI
Zip	49301-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PART OF S 300 FT OF N 698.2 FT OF S 1/4 OF SEC COM 71.1 FT W ALONG N LINE THEREOF FROM N&S 1/4 LINE TH S 11D 34M E 306.21 FT
Legal Range	10W
Legal Township	06N
Legal Section	03
Jurisdiction	KENT MI
Township / Civil Division	CASCADE
Census Block Group	1
Census Block	1000
Census Tract	12202

Owner

1840 Timber Trail Dr SE is owned and occupied by an individual who bought it in May 2026.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1840 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOODLOANS INC
Oct 21, 2021	Intrafamily Transfer, Transfer
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Sep 14, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Nov 17, 2020 · Amount on File
Deed Document Number	202633356
Prior Transfer Date	Oct 11, 2021
Prior Transfer Doc	0000115029
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 21, 2026
Property Address	1840 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000033356
Instrument Date	May 15, 2026
Instrument	202633356
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 TIMBER TRAIL DR SE, ADA, MI 49301-9300

Mortgage

Document Number	0000033357,
Date	May 21, 2026
Instrument	20262133357

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Oct 21, 2021
Property Address	1840 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000115029
Instrument Date	Oct 11, 2021
Instrument	20211021-0115029
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 TIMBER TRAIL DR SE, ADA, MI 49301-9300

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 17, 2020
Property Address	1840 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000109346
Instrument Date	Oct 9, 2020
Instrument	20201117-0109346
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,891.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1840 TIMBER TRAIL DR SE, 1840, ADA, MI 49301-9300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 ALEXANDER ST SE, GRAND RAPIDS, MI 49506-3384

Mortgage

Document Number	0000109347
Date	Nov 17, 2020
Instrument	20201117-0109347

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1840 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000026942
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 TIMBER TRAIL DR SE ADA MI 493019300, ADA, MI 49301-9300

Mortgage

Document Number	0000026942
Date	Apr 22, 2019
Instrument	26942

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2044

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1840 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000020916
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 TIMBER TRAIL DR SE ADA MI 493019300, ADA, MI 49301-9300

Mortgage

Document Number	0000020916
Date	Mar 27, 2019
Instrument	20916

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 14, 2017
Property Address	1840 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Document Number	0000077565
Instrument Date	Sep 8, 2017
Instrument	77565
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	GRAND RAPIDS TITLE COMPANY LLC, GRAND RAPIDS TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,612.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7137 BRONSON ST SE ADA MI 493019501, ADA, MI 49301-9501

Mortgage

Document Number	77566
Date	Sep 14, 2017
Instrument	77566

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GROUND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.61%

Tax Assessment & Valuation

The 2025 property tax bill for 1840 Timber Trail Dr SE was $8,479, up 53.4% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cascade Charter Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,500 (+4.41%)	$781,000 (+4.41%)
2025	$8,479.00 (+53.38%) Homeowner's exemption	$374,000	$748,000
2024	$5,528.00
2023		$272,100	$544,200
2019	$7,018.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1840 Timber Trail Dr SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1840 Timber Trail Dr SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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