1885 Rustic Ln, Keego Harbor, MI 48320 Property Records

Oakland County property record for 1885 Rustic Ln, Keego Harbor, MI 48320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1987
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,500 (May 2000)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-18-01-107-041`

Property Details

APN / Parcel Number

Primary APN	`36-18-01-107-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,075 sqft
Basement Area	1,075 sqft
Unfinished Basement	1,075 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1885 RUSTIC LN
City	KEEGO HARBOR
State	MI
Zip	48320-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 1 OLD ORCHARD PARK LOT 28 EXC SLY 5.00 FT 12/8/86 FR 026
Legal Range	09E
Legal Township	02N
Legal Section	01
Legal Subdivision	PARK
Legal Lot Number	28
Jurisdiction	OAKLAND MI
Township / Civil Division	KEEGO HARBOR
Census Block Group	1
Census Block	1001
Census Tract	154200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1885 RUSTIC LN, KEEGO HARBOR, MI 48320-1132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2000 · Amount on Record
Deed Sale	May 23, 2000 · Amount on Record
Prior Sale	May 23, 2000 · Amount on Record
Last Transfer Date	Sep 10, 2024
Transfer Doc	0000108027
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1885 RUSTIC LN, KEEGO HARBOR, MI 48320-1132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1885 RUSTIC LN, KEEGO HARBOR, MI 48320-1132

Mortgage

Document Number	0000278353
Date	Dec 30, 2020
Book Page	55422/348
Instrument	278353

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1885 RUSTIC LN, KEEGO HARBOR, MI 48320-1132
Document Number	0000190206
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1885 RUSTIC LN KEEGO HARBOR MI 483201132, KEEGO HARBOR, MI 48320-1132

Mortgage

Document Number	0000190206
Date	Nov 13, 2019
Book Page	053496/000825
Instrument	190206

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Nov 12, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Keego Harbor City
Unified School District	West Bloomfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,478.00 (-2.5%) Homeowner's exemption	$226,610 (+9.5%)	$453,220 (+9.5%)
2024	$4,593.00 (+11.89%)
2023		$206,950	$413,900
2021	$4,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2000–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEEGO HARBOR serves 2,740 people · EPA ID MI0003595
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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