1789 Rustic Ln, Keego Harbor, MI 48320 Property Records

Oakland County property record for 1789 Rustic Ln, Keego Harbor, MI 48320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,960 sqft · built 1988
Lot Size	0.151 acres (6,578 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jun 2021)
Tax Bill	$10,062 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-18-01-107-015`

Property Details

APN / Parcel Number

Primary APN	`36-18-01-107-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	948 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Waterfront
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	103 sqft
Deck Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1789 RUSTIC LN
City	KEEGO HARBOR
State	MI
Zip	48320-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 1 OLD ORCHARD PARK SUB LOT 20
Legal Range	09E
Legal Township	02N
Legal Section	01
Legal Subdivision	OLD ORCHARD PARK SUB
Legal Lot Number	20
Jurisdiction	OAKLAND MI
Township / Civil Division	KEEGO HARBOR
Census Block Group	1
Census Block	1001
Census Tract	154200

Owner

1789 Rustic Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1789 RUSTIC LN, KEEGO HARBOR, MI 48320-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Jun 1, 2021	Warranty Deed, Transfer NOT AVAILABLE, EMBASSY TITLE
May 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Deed Document Number	2021140411
Deed Book / Page	56314 / 96
Prior Transfer Date	Aug 15, 2019
Prior Transfer Doc	0000128088
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1789 RUSTIC LN, KEEGO HARBOR, MI 48320-1131
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41951 TWINING DR, STERLING HEIGHTS, MI 48313-3457

Mortgage

Document Number	0000119749
Date	May 5, 2021
Book Page	56192/523
Instrument	119749

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company
Address	15328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 1, 2021
Property Address	1789 RUSTIC LN, KEEGO HARBOR, MI 48320-1131
Document Number	0000140411
Book / Page	56314 / 96
Map Reference	LB 67 PG 27
Instrument Date	Apr 30, 2021
Instrument	140411
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	NOT AVAILABLE, EMBASSY TITLE

Transaction

Amount	Amount on Record
Tax	$4,945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1789 RUSTIC LN, 1789, KEEGO HARBOR, MI 48320-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1789 RUSTIC LN, STERLING HEIGHTS, MI 48313
Investor	Possibly a Property Investor

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	May 17, 2021
Property Address	1789 RUSTIC LN, KEEGO HARBOR, MI 48320-1131
Document Number	0000128088
Book / Page	56248 / 219
Map Reference	LB 67 PG 27
Instrument Date	Aug 15, 2019
Instrument	128088
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1789 RUSTIC LN, KEEGO HARBOR, MI 48320-1131

Tax Assessment & Valuation

The 2025 property tax bill for 1789 Rustic Ln was $10,062 with a homeowner's exemption, down 2.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Keego Harbor City
Unified School District	West Bloomfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,062.00 (-2.69%) Homeowner's exemption	$278,040	$556,080
2024	$10,340.00
2023		$263,000	$526,000
2021	$4,804.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1789 Rustic Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2000–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1789 Rustic Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEEGO HARBOR serves 2,740 people · EPA ID MI0003595
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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