18846 E 97th Pl, Commerce City, CO 80022 Property Records

Adams County property record for 18846 E 97th Pl, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,912 sqft · built 2022
Lot Size	0.134 acres (5,872 sqft)
Owner	Individual Name on Record
Last Sale	$532,400 (Nov 2022)
Tax Bill	$4,652 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0207079`

Property Details

APN / Parcel Number

Primary APN	`R0207079`
Alternative APN	`0172315310007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,912 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,872 sqft (0.134 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0207079
Street Address	18846 E 97TH PL
City	COMMERCE CITY
State	CO
Zip	80022-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS CROSSING FLG 1 BLK 6 LOT 2
Legal Subdivision	SETTLERS CROSSING
Legal Block	6
Legal Lot Number	2
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2121
Census Tract	8553

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18846 E 97TH PL, COMMERCE CITY, CO 80022-2453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 10, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	2022000090629
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	18846 E 97TH PL, COMMERCE CITY, CO 80022-2453
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5650 ARGONNE ST, DENVER, CO 80249-8824

Mortgage

Document Number	0000096907
Date	Dec 13, 2022
Instrument	2022000096907

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 10, 2022
Property Address	18846 E 97TH PL, COMMERCE CITY, CO 80022-2453
Document Number	0000090629
Map Reference	DOC 2020000065095
Instrument Date	Nov 9, 2022
Instrument	2022000090629
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.24
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18846 E 97TH PL, COMMERCE CITY, CO 80022-2453

Mortgage

Document Number	0000090630
Date	Nov 10, 2022
Instrument	2022000090630

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,652.00 (-35.36%)	$30,940 (-13.38%) Land $6,250 Building $24,690	$495,000 (-6.25%) Land $100,000 Building $395,000
2023	$7,197.00 (-7.52%)	$35,720 (-6.64%) Land $6,430 Building $29,290	$528,000 (+300.24%) Land $95,000 Building $433,000
2022	$7,782.00	$38,260 Land $38,260	$131,920 Land $131,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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