18824 E 97th Pl, Commerce City, CO 80022 Property Records

Adams County property record for 18824 E 97th Pl, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,347 sqft · built 2022
Lot Size	0.15 acres (6,564 sqft)
Owner	Individual Name on Record
Last Sale	$518,500 (Aug 2022)
Tax Bill	$4,990 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1723-15-3-10-008`

Property Details

APN / Parcel Number

Primary APN	`1723-15-3-10-008`
Alternative APNs	`0172315310008` `R0207080`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,347 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,564 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0207080
Street Address	18824 E 97TH PL
City	COMMERCE CITY
State	CO
Zip	80022-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS CROSSING FLG 1 BLK 6 LOT 1
Legal Subdivision	SETTLERS CROSSING
Legal Block	6
Legal Lot Number	1
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2121
Census Tract	8553

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18824 E 97TH PL, COMMERCE CITY, CO 80022-2453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2025	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Aug 23, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	2022000071308
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	18824 E 97TH PL, COMMERCE CITY, CO 80022-2453
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18824 E 97TH PL, COMMERCE CITY, CO 80022-2453

Mortgage

Document Number	0000013893
Date	Mar 17, 2025
Instrument	2025000013893

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	18824 E 97TH PL, COMMERCE CITY, CO 80022-2453
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18824 E 97TH PL, COMMERCE CITY, CO 80022-2453

Mortgage

Document Number	0000001447
Date	Jan 10, 2023
Instrument	2023000001447

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 23, 2022
Property Address	18824 E 97TH PL, COMMERCE CITY, CO 80022-2453
Document Number	0000071308
Map Reference	DOC 2020000065095
Instrument Date	Aug 22, 2022
Instrument	2022000071308
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18824 E 97TH PL, COMMERCE CITY, CO 80022-2453

Mortgage

Document Number	0000071309
Date	Aug 23, 2022
Instrument	2022000071309

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,990.00 (-35.43%)	$33,190 (-13.48%) Land $6,250 Building $26,940	$531,000 (-6.35%) Land $100,000 Building $431,000
2023	$7,728.00 (-0.69%)	$38,360 (+0.26%) Land $6,430 Building $31,930	$567,000 (+329.81%) Land $95,000 Building $472,000
2022	$7,782.00	$38,260 Land $38,260	$131,920 Land $131,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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