1. Home
  2. Michigan
  3. Wayne County
  4. Melvindale
  5. Ruth St

18840 Ruth St, Melvindale, MI 48122 Property Records

Wayne County property record for 18840 Ruth St, Melvindale, MI 48122

Property Summary

Property TypeSingle Family Home
Details1 ba · 652 sqft · built 1941
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Oct 2025)
Tax Bill$750 (2025)
Deeds & MortgagesOct 2024 Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN47 010 02 0048 000

Property Details

APN / Parcel Number

Primary APN47 010 02 0048 000

Interior

Full Baths1 Bath
Stories1 Story
Building Area652 sqft Living Area
1st Floor Area657 sqft
Basement Area648 sqft
Unfinished Basement648 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleRanch
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions112 ft deep x 36 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address18840 RUTH ST
CityMELVINDALE
StateMI
Zip48122-1547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 1 FA
Legal DescriptionBB48 LOT 48 ALSO WLY 1/2 ADJ VAC ALLEY LONE STAR SUB PC 35 L48 P69 WCR
Legal SubdivisionLONE STAR
Legal Lot Number48
JurisdictionWAYNE MI
Township / Civil DivisionMELVINDALE
Census Block Group2
Census Block2017
Census Tract578600

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18810 RUTH ST, MELVINDALE, MI 48122-1547
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 1, 2025Warranty Deed, Transfer · Conventional Mortgage
HFG HOLDINGS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Deed Document Number2025279054
Deed Book / Page59818 / 1224
Prior Transfer DateMay 8, 2024
Prior Transfer Doc0588650326
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address18840 RUTH ST, MELVINDALE, MI 48122-1547
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address18840 RUTH ST, MELVINDALE, MI 48122-1547

Mortgage

Document Number0591270550
DateOct 11, 2024
Book Page59127/550
Instrument2024267362
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2039

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateOct 1, 2025
Property Address18840 RUTH ST, MELVINDALE, MI 48122-1547
Document Number0598181224
Book / Page59818 / 1224
Map ReferenceLB 48 PG 69
Instrument DateSep 29, 2025
Instrument2025279054
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyMINNESOTA TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19450 INKSTER RD, ROMULUS, MI 48174-9471

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18840 RUTH ST, MELVINDALE, MI 48122-1547

Mortgage

Document Number0598181226
DateOct 1, 2025
Instrument59818/1226
Lender
NameHFG HOLDINGS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2045

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityMelvindale City
Unified School DistrictMelvindale-North Allen Park School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,800 (+2.22%)$119,600 (+2.22%)
2025$750.00 Homeowner's exemption$58,500$117,000
2023Homeowner's exemption
2021$1,535.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELVINDALE
serves 12,851 people · EPA ID MI0004220
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionAug 2021
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Oct 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Ruth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures