18826 Ruth St, Melvindale, MI 48122 Property Records

Wayne County property record for 18826 Ruth St, Melvindale, MI 48122

Property Summary

Property Type	Single Family Home
Details	1 ba · 637 sqft · built 1940
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$64,500 (Dec 2020)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47 010 02 0046 000`

Property Details

APN / Parcel Number

Primary APN	`47 010 02 0046 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	637 sqft Living Area
1st Floor Area	642 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	112 ft deep x 36 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18826 RUTH ST
City	MELVINDALE
State	MI
Zip	48122-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FA
Legal Description	BB46 LOT 46 ALSO WLY 1/2 ADJ VAC ALLEY LONE STAR SUB PC 35 L48 P69 WCR
Legal Subdivision	LONE STAR
Legal Lot Number	46
Jurisdiction	WAYNE MI
Township / Civil Division	MELVINDALE
Census Block Group	2
Census Block	2017
Census Tract	578600

Owner

18826 Ruth St is owned and occupied by an individual who bought it in December 2020.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	18826 RUTH ST, MELVINDALE, MI 48122-1547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Deed Document Number	2020333371
Deed Book / Page	56232 / 345
Prior Transfer Date	Aug 19, 2016
Prior Transfer Doc	0532011068
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 1, 2020
Property Address	18826 RUTH ST, MELVINDALE, MI 48122-1547
Document Number	0562320345
Book / Page	56232 / 345
Map Reference	LB 48 PG 69
Instrument Date	Nov 23, 2020
Instrument	2020333371
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18826 RUTH ST, 18826, MELVINDALE, MI 48122-1547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18826 RUTH ST, MELVINDALE, MI 48122-1547

Mortgage

Document Number	0562320347
Date	Dec 1, 2020
Book Page	56232/347
Instrument	2020333372

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18826 Ruth St was $2,685 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Melvindale City
Unified School District	Melvindale-North Allen Park School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,100 (+2.86%)	$122,200 (+2.86%)
2025	$2,685.00 Homeowner's exemption	$59,400	$118,800
2023		$44,800	$89,600
2021	$2,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18826 Ruth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18826 Ruth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELVINDALE serves 12,851 people · EPA ID MI0004220
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20