18838 Watson Ave, Cerritos, CA 90703 Property Records

Los Angeles County property record for 18838 Watson Ave, Cerritos, CA 90703

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,340 sqft · built 1977
Lot Size	0.213 acres (9,285 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Sep 1998)
Tax Bill	$6,876 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7028-011-063`

Property Details

APN / Parcel Number

Primary APN	`7028-011-063`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,340 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	9,285 sqft (0.213 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18838 WATSON AVE
City	CERRITOS
State	CA
Zip	90703-6369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CERS6500
Legal Description	TR=32855 LOT 6
Legal Subdivision	32855
Legal Tract	32855
Legal Block	3
Legal Lot Number	6
Jurisdiction	LOS ANGELES CA
Township / Civil Division	DOWNEY-NORWALK
Census Block Group	3
Census Block	3008
Census Tract	554518

Owner

18838 Watson Ave is owned and occupied by two individuals who bought it in September 1998.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18838 WATSON AVE, CERRITOS, CA 90703-6369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 1998 · Amount on File
Deed Sale	Sep 25, 1998 · Amount on File
Prior Sale	Feb 26, 1998 · Amount on File
Deed Document Number	19981737786
Prior Transfer Date	Oct 23, 1993
Prior Transfer Doc	0002367415
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	18838 WATSON AVE, CERRITOS, CA 90703-6369
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000859477
Date	Aug 24, 2018
Instrument	18-0859477

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	18838 WATSON AVE, CERRITOS, CA 90703-6369
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	STEWART TITLE CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18838 WATSON AVE, CERRITOS, CA 90703-6369

Mortgage

Document Number	0001230311
Date	Oct 6, 2020
Instrument	20-1230311

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.59%
Index	Prime Rate
Max Rate	8.59%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	18838 WATSON AVE, CERRITOS, CA 90703-6369
Document Number	0000295532
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18838 WATSON AVE CERRITOS CA 907036369, CERRITOS, CA 90703-6369

Mortgage

Document Number	0000295532
Date	Mar 28, 2018
Instrument	295532

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 18838 Watson Ave was $6,876 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Cerritos City
Unified School District	ABC Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,025 (+2%) Land $263,832 Building $286,193
2025	$6,876.00 Homeowner's exemption	$539,261 Land $258,659 Building $280,602
2023	$6,388.00 (+1.54%) Homeowner's exemption	$518,322 Land $248,616 Building $269,706
2022	$6,291.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18838 Watson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18838 Watson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CERRITOS - CITY, WATER DEPT. serves 46,851 people · EPA ID CA1910019
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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