18832 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18832 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,130 sqft · built 1982
Lot Size	1.57 acres (68,389 sqft)
Owner	Owner Name on File
Last Sale	$265,000 (Aug 2004)
Tax Bill	$5,680 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181123 CC 02100`

Property Details

APN / Parcel Number

Primary APN	`181123 CC 02100`
Alternative APNs	`R1003181123C004800` `110697`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft
Sunroom	Sunroom
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Other
Lot Area	68,389 sqft (1.57 acres)
View / Lot	Good
Garage Type	Mixed
Garage Area	552 sqft
Carport	Carport
Carport Area	720 sqft
Deck Area	384 sqft

Location & Zoning

Account Number	110697
Old Parcel Number	R1003181123C004800
Street Address	18832 CHOCTAW RD
City	BEND
State	OR
Zip	97702-7911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:48-50 BLK:Z SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 11 MAP REF:181123-CC
Legal Range	11E
Legal Township	18S
Legal Section	23
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	Z
Legal Lot Number	48-50 49
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1009
Census Tract	401

Owner

The current owner of 18832 Choctaw Rd bought it in August 2004.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Owner Name on File
Mailing Address	18832 CHOCTAW RD, BEND, OR 97702-7911
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Last Sale	Aug 30, 2004 · Amount on File
Deed Sale	Aug 30, 2004 · Amount on File
Deed Document Number	2004-52230
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18832 CHOCTAW RD, BEND, OR 97702-7911
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041111
Date	Oct 12, 2018
Instrument	2018-41111

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18832 CHOCTAW RD, BEND, OR 97702-7911
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032718
Date	May 28, 2021
Instrument	2021-32718

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18832 Choctaw Rd was $5,680, up 4.5% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,680.00 (+4.47%)	$374,800 (+3%)	$918,910 (-5.54%) Land $287,490 Building $631,420
2024	$5,437.00 (+6.17%)	$363,890 (+3%)	$972,810 (-5.5%) Land $298,530 Building $674,280
2023	$5,121.00	$353,300	$1,029,450 Land $283,200 Building $746,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18832 Choctaw Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18832 Choctaw Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Yellowknife Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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