Deschutes County property record for 18828 Choctaw Rd, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,853 sqft · built 1974 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (Sep 1989) |
| Tax Bill | $5,083 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181123 CC 02000 |
| Primary APN | 181123 CC 02000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,853 sqft Living Area |
| 1st Floor Area | 2,869 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Other |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Deck Area | 704 sqft |
| Utility Building | 1,200 sqft |
| Account Number | 109612 |
|---|---|
| Old Parcel Number | R1003181123C005000 |
| Street Address | 18828 CHOCTAW RD |
| City | BEND |
| State | OR |
| Zip | 97702-7911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:51 BLK:Z SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 11 MAP REF:181123-CC |
| Legal Range | 11E |
| Legal Township | 18S |
| Legal Section | 23 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | DESCHUTES RIVER WOODS |
| Legal Block | Z |
| Legal Lot Number | 51 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | SISTERS-MILLICAN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 401 |
18828 Choctaw Rd is owned and occupied by two individuals who bought it in September 1989.
Source: Deschutes County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18828 CHOCTAW RD, BEND, OR 97702-7911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 1989 · Amount on File |
| Deed Sale | Sep 6, 1989 · Amount on File |
| Deed Document Number | 9891921943 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18828 CHOCTAW RD, BEND, OR 97702-7911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000006369 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-06369 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 18828 Choctaw Rd was $5,083, up 4.5% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,083.00 (+4.46%) | $334,940 (+3%) | $1,214,290 (-4.39%) Land $353,710 Building $860,580 |
| 2024 | $4,866.00 (+6.17%) | $325,190 (+3%) | $1,270,010 (-3.29%) Land $367,660 Building $902,350 |
| 2023 | $4,583.00 | $315,720 | $1,313,260 Land $348,300 Building $964,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18828 Choctaw Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18828 Choctaw Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 86% of Oregon |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2021 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Yellowknife Wireless.
5G (outdoors only) and 4G LTE
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