18802 E 97th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 18802 E 97th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,753 sqft · built 2022
Lot Size	0.171 acres (7,462 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (May 2023)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0207090`

Property Details

APN / Parcel Number

Primary APN	`R0207090`
Alternative APN	`0172315311001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,462 sqft (0.171 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0207090
Street Address	18802 E 97TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS CROSSING FLG 1 BLK 7 LOT 1
Legal Subdivision	SETTLERS CROSSING
Legal Block	7
Legal Lot Number	1
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2121
Census Tract	8553

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18802 E 97TH AVE, COMMERCE CITY, CO 80022-2449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Intrafamily Transfer, Transfer
May 30, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Document Number	0000029826
Last Transfer Date	Aug 15, 2023
Transfer Doc	0000046574
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Aug 15, 2023
Property Address	18802 E 97TH AVE, COMMERCE CITY, CO 80022-2449
Document Number	0000046574
Map Reference	DOC 2020000065095
Instrument Date	Aug 10, 2023
Instrument	2023000046574
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18802 E 97TH AVE, COMMERCE CITY, CO 80022-2449

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	May 30, 2023
Property Address	18802 E 97TH AVE, COMMERCE CITY, CO 80022-2449
Document Number	0000029826
Map Reference	DOC 2020000065095
Instrument Date	May 25, 2023
Instrument	2023000029826
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2024
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18802 E 97TH AVE, COMMERCE CITY, CO 80022-2449

Mortgage

Document Number	0000029827
Date	May 30, 2023
Instrument	2023000029827

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,900.00 (+37.57%)	$25,940 (+84.36%) Land $5,040 Building $20,900	$515,000 (+147.6%) Land $100,000 Building $415,000
2023	$2,835.00	$14,070 Land $6,430 Building $7,640	$208,000 Land $95,000 Building $113,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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