1881 James River Rd, Ozark, MO 65721 Property Records

Christian County property record for 1881 James River Rd, Ozark, MO 65721

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	50,830 sqft · built 2002
Lot Size	4.29 acres (186,872 sqft)
Owner	Company Name on File
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.2-03-000-000-002.011`

Property Details

APN / Parcel Number

Primary APN	`11-0.2-03-000-000-002.011`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	50,830 sqft Adjusted Area
1st Floor Area	55,830 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Steel Frame/Truss
Roof Material	Built-Up Asphalt
Lot Area	186,872 sqft (4.29 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1881 JAMES RIVER RD
City	OZARK
State	MO
Zip	65721-6712
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 11A SIXTY-FIVE MARKETPLACE
Legal Range	21
Legal Township	27
Legal Section	03
Legal Subdivision	SIXTY FIVE MARKETPLACE
Legal Lot Number	11A
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	1
Census Block	1025
Census Tract	20309

Owner

1881 James River Rd, a commercial property, is owned by a company that acquired it in April 2002.

Source: Christian County records, as of January 19, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1647, CAMDENTON, MO 65020-1647
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF LAKE OF THE OZARKS
Apr 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2002
Deed Sale	Apr 12, 2002
Deed Document Number	0345004204
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 10, 2026
Property Address	1881 JAMES RIVER RD, OZARK, MO 65721-6712
Document Number	0000011282
Book / Page	2026 / 11127
Instrument Date	Aug 19, 2026
Instrument	202611282
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000011282,
Date	Sep 10, 2026
Book Page	2026/11127
Instrument	202611282

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 19, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1881 JAMES RIVER RD, OZARK, MO 65721-6712
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202114191
Date	Aug 5, 2021
Book Page	2021/14191
Instrument	2021L14318

Lender

Name	CENTRAL BANK OF LAKE OF THE OZARKS
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1881 JAMES RIVER RD, OZARK, MO 65721-6712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201804555
Date	Apr 13, 2018
Book Page	2018/04555
Instrument	2018L04605

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$771,200	$2,410,000 Land $800,000 Building $1,610,000
2023	$771,200	$2,410,000 Land $800,000 Building $1,610,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1881 James River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1881 James River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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