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1881 Centennial Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1881 Centennial Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage1,956 sqft Living Area
Lot Size5,749 sqft (0.132 acres)
OccupancyOwner Occupied
Last Sale$236,150 (2018)
Tax Bill$5,148.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-26-30-0081-0001-2900
Alternative APNs
  • 263009008100012900
  • 158578

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,956 sqft Living Area
Gross Area2,400 sqft Gross Area
1st Floor1,956 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,749 sqft (0.132 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Patio Area80 sqft Patio
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1881 CENTENNIAL AVE
CitySAINT CLOUD
StateFL
Zip34769-1834
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PH 3A PB 20 PG 86-89 LOT 290
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK PH 3A
Legal Phase3A
Legal Tract81
Legal Block1
Legal Lot Number290
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1037
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0081-0001-2900

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1881 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Sep 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Dec 23, 2019Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
PLANET HM LNDG
May 08, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
PLANET HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2018 · Amount on Record
Deed SaleMay 08, 2018 · Amount on Record
Prior SaleOct 06, 2009 · Amount on Record
Deed Doc Number201873139
Deed Book / Page5330 / 132
Last Transfer DateNov 09, 2019
Transfer Doc0056451647
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1881 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1881 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834

Mortgage

Document Number0065861864
DateApr 22, 2024
Book Page6586/1864
Instrument2024051473
Lender
NameSOUTH STATE BANK NA
TypeBank
Address1101 1ST ST S, WINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 20, 2029
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1881 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1881 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834

Mortgage

Document Number0057891698
DateSep 08, 2020
Book Page5789/1698
Instrument2020119315
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 23, 2019
Property Address1881 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834
Document Number0056451647
Book / Page005645 / 001647
Instrument DateNov 09, 2019
Instrument166136
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1881 CENTENNIAL AVE ST CLOUD FL 347691834, ST CLOUD, FL 34769-1834

Mortgage

Document Number56451649
DateDec 23, 2019
Book Page005645/001649
Instrument166137
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 08, 2018
Property Address1881 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834
Document Number0053300132
Book / Page005330 / 000132
Instrument DateMay 04, 2018
Instrument73139
Transaction TypeTransfer
Record UpdatedMay 31, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,653.05
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1881 CENTENNIAL AVE ST CLOUD FL 347691834, ST CLOUD, FL 34769-1834

Mortgage

Document Number53300134
DateMay 08, 2018
Book Page005330/000134
Instrument73140
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 07, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,194.00 (+0.89%) Homeowner's exemption$209,714 (+5.99%)$320,300 (+0.72%) Land $70,000 Building $250,300
2024$5,148.00 (+3.96%)
2023$4,952.00 (+3.32%) Homeowner's exemption$197,868 (+3%)$318,000 (+18.26%) Land $60,000 Building $258,000
2022$4,793.00 Homeowner's exemption$192,105$268,900 Land $55,000 Building $213,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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