18802 3rd St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 18802 3rd St E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 3,188 sqft · built 1998
Lot Size	1.36 acres (59,373 sqft)
Owner	Individual Name on File
Last Sale	$1,090,000 (Nov 2023)
Tax Bill	$10,572 (2026)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`700096-0-150`

Property Details

APN / Parcel Number

Primary APN	`700096-0-150`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,188 sqft Living Area
Gross Area	4,216 sqft
1st Floor Area	2,040 sqft
Upper Floors Area	1,148 sqft
Basement Area	1,128 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	59,373 sqft (1.36 acres)
Garage Type	Attached
Garage Area	1,028 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	434 sqft
Patio Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	18802 3RD ST E
City	LAKE TAPPS
State	WA
Zip	98391-6265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 22 BRIDLECREEK ESTATES L 15 TOG/W PRI RD EASE OF RECORD OUT OF 2-034, 2-044 & 2-045 SEG J0534 MD 2/24/98MD (WETLAND & BUFFER 19,637 SQ FT)
Legal Range	05
Legal Township	20
Legal Section	04
Legal Subdivision	BRIDLECREEK ESTATES
Legal Lot Number	15
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1005
Census Tract	70315

Owner

18802 3rd St E is owned and occupied by an individual who acquired it in November 2025.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Nov 6, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage OMNI FUND INC
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage OMNI FUND INC
Nov 6, 2023	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Apr 7, 2020	Warranty Deed, Transfer · VA Mortgage WALLICK & VOLK
Oct 11, 2017	Warranty Deed, Transfer · VA Mortgage AXIA FINANCIAL LLC
Jun 14, 2017	Deed of Trust, Mortgage KRISTINE K HOLDEN DBP/TR (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	Apr 7, 2020 · Amount on File
Deed Document Number	2023289
Last Transfer Date	Nov 1, 2025
Transfer Doc	0000000095
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 6, 2025
Property Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265
Document Number	0011060095
Map Reference	DOC 9802120053
Instrument Date	Nov 1, 2025
Instrument	202511060095
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Nov 6, 2025
Property Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265
Document Number	0011060111
Map Reference	DOC 8802120053
Instrument Date	Nov 1, 2025
Instrument	202511060111
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265

Mortgage

Document Number	0011060112
Date	Nov 6, 2025
Instrument	202511060112

Lender

Name	OMNI FUND INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 6, 2023
Property Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265
Document Number	0011060289
Map Reference	DOC 9802120053
Instrument Date	Oct 28, 2023
Instrument	202311060289
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,457.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 CHAPMAN CT, ALTADENA, CA 91001-3872

Mortgage

Document Number	0011060334
Date	Nov 6, 2023
Instrument	202311060334

Lender

Name	OMNI FUND INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 6, 2023
Property Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265
Document Number	0011060333
Map Reference	DOC 9802120053
Instrument Date	Nov 2, 2022
Instrument	202311060333
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 CHAPMAN CT, ALTADENA, CA 91001-3872

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265
Document Number	2101290083
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18802 3RD ST E LAKE TAPPS WA 983916265, LAKE TAPPS, WA 98391-6265

Mortgage

Document Number	2101290083
Date	Jan 29, 2021
Instrument	202101290083

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 7, 2020
Property Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265
Document Number	2004070395
Instrument Date	Apr 2, 2020
Instrument	202004070395
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,078.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18802 3RD ST E LAKE TAPPS WA 983916265, LAKE TAPPS, WA 98391-6265

Mortgage

Document Number	2004070396
Date	Apr 7, 2020
Instrument	202004070396

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 11, 2017
Property Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265
Document Number	0010110517
Map Reference	DOC9802120053
Instrument Date	Oct 9, 2017
Instrument	201710110517
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	F A T C O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,281.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265

Mortgage

Document Number	0010110518
Date	Oct 11, 2017
Instrument	201710110518

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18802 3RD ST E, LAKE TAPPS, WA 98391-6265
Document Number	1706200460
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1917 TACOMA POINT DR E TACOMA WA 98422, TACOMA, WA 98422

Mortgage

Document Number	1706200460
Date	Jun 20, 2017
Instrument	201706200460

Lender

Name	KRISTINE K HOLDEN DBP/TR (CT)
Address	33411 33RD PL S, FEDERAL WAY, WA 98001-9647

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 18802 3rd St E was $10,572, up 9.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,572.00 (+9.49%)	$1,035,700 (+10.47%) Land $423,200 Building $612,500	$1,035,700 (+10.47%) Land $423,200 Building $612,500
2025	$9,656.00 (+9.73%)	$937,500 (+5.48%) Land $350,000 Building $587,500	$937,500 (+5.48%) Land $350,000 Building $587,500
2024	$8,800.00 (-0.9%)	$888,800 (-2.3%) Land $360,400 Building $528,400	$888,800 (-2.3%) Land $360,400 Building $528,400
2023	$8,880.00	$909,700 Land $366,100 Building $543,600	$909,700 Land $366,100 Building $543,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18802 3rd St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18802 3rd St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Skynet Broadband.

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