188 S Elm St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 188 S Elm St, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,263 sqft · built 1955
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Aug 2022)
Tax Bill$4,265 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN15700

Property Details

APN / Parcel Number

Primary APN15700
Alternative APNs
  • WINL M:47 B:106 L:12
  • 00015700

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,263 sqft Living Area
1st Floor Area1,263 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number15700
Street Address188 S ELM ST
CityWINDSOR LOCKS
StateCT
Zip06096-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal SubdivisionPRENTICE PLASE
Legal Block106
Legal Lot Number12
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group2
Census Block2013
Census Tract476300

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address188 S ELM ST, WINDSOR LOCKS, CT 06096-2125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK
Mar 30, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Prior SaleMar 30, 2022 · Amount on Record
Deed Book / Page520 / 835
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateAug 18, 2022
Property Address188 S ELM ST, WINDSOR LOCKS, CT 06096-2125
Document Number000520-835
Book / Page520 / 835
Instrument DateAug 11, 2022
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address188 S ELM ST, WINDSOR LOCKS, CT 06096-2125

Mortgage

Document Number1282240010
DateAug 18, 2022
Instrument1282240010
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
TypeFHA Mortgage
AmountAmount Recorded

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateMar 30, 2022
Property Address188 S ELM ST, WINDSOR LOCKS, CT 06096-2125
Document Number000516-753
Book / Page516 / 753
Instrument DateMar 30, 2022
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1021, EAST WINDSOR, CT 06088-1021

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$177,800 (+75.17%) Land $56,350 Building $121,450$124,460 Land $39,445 Building $85,015
2024$4,265.00 (+49.33%)$101,500 (-) Land $42,210 Building $59,290
2023$2,856.00 (+8.92%)$101,500 (-) Land $42,210 Building $59,290
2022$2,622.00$101,500 Land $42,210 Building $59,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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