Windsor Locks Town property record for 184 S Elm St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,245 sqft · built 1955 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,093 (2024) |
| Deeds & Mortgages | Mar 2018 Line of Credit Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 396700 |
| Primary APN | 396700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| 1st Floor Area | 1,245 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 396700 |
|---|---|
| Street Address | 184 S ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 106 |
| Legal Lot Number | 11 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 476300 |
184 S Elm St is owned and occupied by two individuals who acquired it in August 2019.
Source: Windsor Locks Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 184 S ELM ST, WINDSOR LOCKS, CT 06096-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2018 | Deed of Trust, Mortgage · Line of Credit WINDSOR LOCKS FCU |
| Sep 30, 2019 | Quit Claim Deed, Transfer UNKNOWN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2019 |
| Transfer Doc | 488-806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 184 S ELM ST, WINDSOR LOCKS, CT 06096-2125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 474-253 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 474/253 |
| Instrument | 745210005 |
| Name | WINDSOR LOCKS FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Sep 30, 2019 |
| Property Address | 184 S ELM ST, WINDSOR LOCKS, CT 06096-2125 |
| Document Number | 488-806 |
| Book / Page | 000488 / 000806 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 184 S ELM ST WINDSOR LOCKS CT 060962125, WINDSOR LOCKS, CT 06096-2125 |
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $212,310 (+78.94%) Land $58,030 Building $154,280 | $148,617 Land $40,621 Building $107,996 | |
| 2024 | $5,093.00 (+52.53%) | $118,650 (-) Land $45,430 Building $73,220 | |
| 2023 | $3,339.00 (+8.94%) | $118,650 (-) Land $45,430 Building $73,220 | |
| 2022 | $3,065.00 | $118,650 Land $45,430 Building $73,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 S Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 184 S Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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