St. Johns County property record for 188 Ruskin Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 2020 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Trust Name on File |
| Last Sale | $256,437 (Nov 2020) |
| Tax Bill | $5,576 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 000713-1490 |
| Primary APN | 000713-1490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 1,820 sqft |
| 1st Floor Area | 1,372 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 80 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 188 RUSKIN DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99/81-88 RIVERTOWN PARCEL 23 PHASE 3 LOT 149 OR5111/332 & 5565/1282 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN PARCEL 23 PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 149 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20807 |
188 Ruskin Dr is owner-occupied and held in a trust since May 2022.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 188 RUSKIN DR, SAINT JOHNS, FL 32259-9320 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| May 25, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on File |
| Deed Sale | Nov 30, 2020 · Amount on File |
| Deed Document Number | 2020108340 |
| Deed Book / Page | 5111 / 332 |
| Last Transfer Date | May 23, 2022 |
| Transfer Doc | 0055651282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 188 RUSKIN DR, SAINT JOHNS, FL 32259-9320 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 188 RUSKIN DR, SAINT JOHNS, FL 32259-9320 |
| Document Number | 0056110028 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 5611/28 |
| Instrument | 2022075911 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jul 27, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 25, 2022 |
| Property Address | 188 RUSKIN DR, SAINT JOHNS, FL 32259-9320 |
| Document Number | 0055651282 |
| Book / Page | 5565 / 1282 |
| Map Reference | MB 99 PG 81-88 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022053127 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 RUSKIN DR, 188, ST JOHNS, FL 32259-9320 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 188 RUSKIN DR, ST JOHNS, FL 32259-9320 |
The 2025 property tax bill for 188 Ruskin Dr was $5,576 with a homeowner's exemption, up 9.8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,143 (+2.7%) | $314,046 (+1.97%) Land $90,000 Building $224,046 | |
| 2025 | $5,576.00 (+9.83%) Homeowner's exemption | $236,751 | $307,983 Land $95,000 Building $212,983 |
| 2024 | $5,077.00 (+2.19%) | ||
| 2023 | $4,968.00 (+1.95%) Homeowner's exemption | $223,378 (+3%) | $327,969 (+25.3%) Land $95,000 Building $232,969 |
| 2022 | $4,873.00 Homeowner's exemption | $216,872 | $261,747 Land $78,400 Building $183,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Ruskin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Ruskin Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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