St. Johns County property record for 174 Ruskin Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 2021 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Feb 2021) |
| Tax Bill | $6,727 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000713-1510 |
| Primary APN | 000713-1510 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,090 sqft |
| 1st Floor Area | 1,630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 174 RUSKIN DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99/81-88 RIVERTOWN PARCEL 23 PHASE 3 LOT 151 OR5182/1249 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN PARCEL 23 PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 151 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20807 |
174 Ruskin Dr is owned and occupied by two individuals who bought it in February 2021.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 RUSKIN DR, SAINT JOHNS, FL 32259-9320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 18, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2021 · Amount on File |
| Deed Sale | Feb 18, 2021 · Amount on File |
| Deed Document Number | 202118108 |
| Deed Book / Page | 5182 / 1249 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 174 RUSKIN DR, SAINT JOHNS, FL 32259-9320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 174 RUSKIN DR, SAINT JOHNS, FL 32259-9320 |
| Document Number | 0058521888 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 5852/1888 |
| Instrument | 2023087234 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 18, 2021 |
| Property Address | 174 RUSKIN DR, SAINT JOHNS, FL 32259-9320 |
| Document Number | 0051821249 |
| Book / Page | 5182 / 1249 |
| Map Reference | MB 99 PG 81-88 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021018108 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,303.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY, JACKSONVILLE, FL 32256-6941 |
| Name | Verified Name |
|---|---|
| Address | 174 RUSKIN DR, SAINT JOHNS, FL 32259-9320 |
| Document Number | 0051821250 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 5182/1250 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 174 Ruskin Dr was $6,727 with a homeowner's exemption, up 1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,899 (+2.7%) | $353,260 (+1.97%) Land $90,000 Building $263,260 | |
| 2025 | $6,727.00 (+9.95%) Homeowner's exemption | $322,200 (+2.9%) | $346,430 (-2.16%) Land $95,000 Building $251,430 |
| 2024 | $6,118.00 (+2.12%) Homeowner's exemption | $313,120 (+3%) | $354,068 (-4.4%) Land $95,000 Building $259,068 |
| 2023 | $5,991.00 (+1.97%) Homeowner's exemption | $304,000 (+3%) | $370,375 (+25.49%) Land $95,000 Building $275,375 |
| 2022 | $5,875.00 Homeowner's exemption | $295,146 | $295,146 Land $78,400 Building $216,746 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Ruskin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Ruskin Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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