Cheshire County and Keene City property record for 188 River St, Keene, NH 03431
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,024 sqft · built 2007 |
| Lot Size | 0.31 acres (13,535 sqft) |
| Owner | Company Name on Record |
| Last Sale | $292,000 (May 2024) |
| Tax Bill | $5,963 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54802600000100A |
| Primary APN | 54802600000100A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| Gross Area | 1,600 sqft |
| 1st Floor Area | 512 sqft |
| Basement Area | 512 sqft |
| Unfinished Basement | 512 sqft |
| Game Room | Game Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 13,535 sqft (0.31 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 54802600000100A |
|---|---|
| Street Address | 188 RIVER ST |
| City | KEENE |
| State | NH |
| Zip | 03431-2454 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MD |
| Legal Lot Number | 26 |
| Jurisdiction | KEENE CITY NH |
| Township / Civil Division | KEENE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 971300 |
Source: Cheshire County and Keene City records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 210 WASHINGTON ST, CLAREMONT, NH 03743-5512 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BANK WALPOLE |
| May 3, 2024 | Warranty Deed, Transfer |
| May 3, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage LEDYARD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on Record |
| Deed Sale | May 3, 2024 · Amount on Record |
| Prior Sale | May 3, 2024 · Amount on Record |
| Deed Document Number | 20242781 |
| Deed Book / Page | 3275 / 1186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | Apr 21, 2026 |
| Property Address | 188 RIVER ST, KEENE, NH 03431-2454 |
| Document Number | 03345-1406 |
| Book / Page | 3345 / 1406 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20262791 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002791, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 3345/1406 |
| Instrument | 20262791 |
| Name | SAVINGS BANK WALPOLE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | May 3, 2024 |
| Property Address | 188 RIVER ST, KEENE, NH 03431-2454 |
| Document Number | 03275-1183 |
| Book / Page | 3275 / 1183 |
| Instrument Date | May 2, 2024 |
| Instrument | 2402780 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 WASHINGTON ST, CLAREMONT, NH 03743-5512 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | May 3, 2024 |
| Property Address | 188 RIVER ST, KEENE, NH 03431-2454 |
| Document Number | 03275-1186 |
| Book / Page | 3275 / 1186 |
| Instrument Date | May 2, 2024 |
| Instrument | 2402781 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 WASHINGTON ST, CLAREMONT, NH 03743-5512 |
| Document Number | 0002402782 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2402782 |
| Name | LEDYARD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cheshire County and Keene City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| Municipality | Keene City |
| Unified School District | Keene School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,963.00 (+3.92%) | $173,500 (-) Building $173,500 |
| 2024 | $5,738.00 (+9.19%) | $173,500 (+5.28%) Building $173,500 |
| 2023 | $5,255.00 (+2.76%) | $164,800 (-) Building $164,800 |
| 2022 | $5,114.00 | $164,800 Building $164,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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