176 River St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 176 River St, Keene, NH 03431

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,024 sqft · built 2007
Lot Size	0.337 acres (14,698 sqft)
Owner	Individual Name on File
Tax Bill	$5,345 (2025)
Deeds & Mortgages	Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`54802400000100B`

Property Details

APN / Parcel Number

Primary APN	`54802400000100B`
Alternative APN	`KEEN M:548 L:24 U:1-B`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	512 sqft
Basement Area	512 sqft
Unfinished Basement	512 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,698 sqft (0.337 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	54802400000100B
Street Address	176 RIVER ST
City	KEENE
State	NH
Zip	03431-2454
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MD
Legal Lot Number	24
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	3
Census Block	3000
Census Tract	971300

Owner

Source: Cheshire County and Keene City records · APN 54802400000100B

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	794 COURT ST, G, KEENE, NH 03431-1745
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	176 RIVER ST, KEENE, NH 03431-2454
Transaction Type	Mortgage
Record Updated	Dec 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3190-438
Date	Nov 17, 2021
Book Page	3190/438
Instrument	2112618

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Cheshire County and Keene City records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,345.00 (+3.95%)	$155,500 (-) Building $155,500
2024	$5,142.00 (+3.69%)	$155,500 (-) Building $155,500
2023	$4,959.00 (+2.78%)	$155,500 (-) Building $155,500
2022	$4,825.00	$155,500 Building $155,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 351 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KEENE WATER DEPT serves 30,000 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.