188 River Rd, Bernardston, MA 01337 Property Records

Franklin County and Leyden Town property record for 188 River Rd, Bernardston, MA 01337

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,344 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$254,000 (Sep 2018)
Tax Bill	$4,417 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Refinance + 2 more
APN	`F_342667_3087066`

Property Details

APN / Parcel Number

Primary APN	`F_342667_3087066`
Alternative APNs	`LEYD M:000001 L:0047.3` `F_342667_3`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	F_342667_3087066
Street Address	188 RIVER RD
City	BERNARDSTON
State	MA
Zip	01337-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	47.3
Jurisdiction	LEYDEN MA
Township / Civil Division	LEYDEN
Census Block Group	1
Census Block	1014
Census Tract	40200

Owner

188 River Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Franklin County and Leyden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 RIVER RD, BERNARDSTON, MA 01337-9740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 21, 2018	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on File
Deed Sale	Sep 21, 2018 · Amount on File
Prior Sale	Oct 18, 2006 · Amount on File
Deed Book / Page	7257 / 339
Transfer Doc	007257-339
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEYDEN MA
Property Address	188 RIVER RD, LEYDEN, MA 01337-9740
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007748-22
Date	Apr 21, 2021
Book Page	7748/22
Instrument	4642

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEYDEN MA
Property Address	188 RIVER RD, LEYDEN, MA 01337-9740
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7748-22
Date	Apr 21, 2021
Book Page	7748/22
Instrument	4642

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEYDEN MA
Property Address	188 RIVER RD, LEYDEN, MA 01337-9740
Document Number	7521-251
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 RIVER RD LEYDEN MA 013379740, LEYDEN, MA 01337-9740

Mortgage

Document Number	7521-251
Date	Apr 7, 2020
Book Page	007521/000251
Instrument	3235

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEYDEN MA
Recording Date	Sep 21, 2018
Property Address	188 RIVER RD, LEYDEN, MA 01337-9740
Document Number	7257-339
Book / Page	007257 / 000339
Instrument Date	Sep 17, 2018
Instrument	9774
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.24
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 DARTMOUTH ST ARLINGTON MA 024743413, ARLINGTON, MA 02474-3413

Mortgage

Document Number	7258-1
Date	Sep 21, 2018
Book Page	007258/000001
Instrument	9775

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 188 River Rd was $4,417, up 10,172.1% from the year before.

Source: Franklin County and Leyden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Leyden Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,417.00 (+10,172.09%)	$300,700 (+5.36%) Land $70,000 Building $211,100	$370,663 (-3.83%)
2025	$43.00 (-99%)	$285,400 (-0.73%) Land $66,000 Building $219,400	$385,415
2024	$4,295.00 (-0.09%)	$287,500 (+1.52%) Land $66,000 Building $221,500
2023	$4,299.00	$283,200 Land $64,200 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 188 River Rd; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2011–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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