188 Prospect St, Ansonia, CT 06401 Property Records

Ansonia City property record for 188 Prospect St, Ansonia, CT 06401

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,124 sqft · built 1923
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Apr 2023)
Tax Bill	$7,071 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15260`

Property Details

APN / Parcel Number

Primary APN	`15260`
Alternative APN	`ANSO M:063 B:0047 L:0001`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	3,951 sqft
1st Floor Area	1,158 sqft
Attic	Attic
Attic Area	690 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	15260
Street Address	188 PROSPECT ST
City	ANSONIA
State	CT
Zip	06401-1586
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	47
Legal Lot Number	1
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2000
Census Tract	125200

Owner

188 Prospect St, a duplex, is owned and occupied by an individual who bought it in April 2023.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	188 PROSPECT ST, ANSONIA, CT 06401-1586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 8, 2019	Warranty Deed, Transfer · Conventional with PMI WARSHAW CAP LLC
Oct 4, 2017	Deed of Trust, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on File
Deed Sale	Apr 20, 2023 · Amount on File
Prior Sale	Jul 8, 2019 · Amount on File
Deed Book / Page	612 / 928
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Apr 20, 2023
Property Address	188 PROSPECT ST, ANSONIA, CT 06401-1586
Document Number	000612-928
Book / Page	612 / 928
Instrument Date	Apr 13, 2023
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1900080013
Date	Apr 20, 2023
Instrument	1900080013

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Jul 8, 2019
Property Address	188 PROSPECT ST, ANSONIA, CT 06401-1586
Document Number	569-1015
Book / Page	000569 / 001015
Instrument Date	May 23, 2019
Instrument	1734340003
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 PROSPECT ST ANSONIA CT 064011522, ANSONIA, CT 06401-1522

Mortgage

Document Number	569-1018
Date	Jul 8, 2019
Book Page	000569/001018
Instrument	1734350016

Lender

Name	WARSHAW CAP LLC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

October 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	188 PROSPECT ST, ANSONIA, CT 06401-1586
Document Number	555-262
Book / Page	000555 / 000262
Instrument Date	Oct 4, 2017
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 PROSPECT ST ANSONIA CT 064011522, ANSONIA, CT 06401-1522

Mortgage

Document Number	555-262
Date	Oct 6, 2017
Book Page	000555/000262
Instrument	3988

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 188 Prospect St was $7,071, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,071.00 (+3.18%)	$240,030 (-) Land $44,660 Building $195,370	$457,549 (+172.32%)
2025	$6,853.00	$240,030 Land $44,660 Building $195,370	$168,021 Land $31,262 Building $136,759
2024	$6,853.00 (+8.81%)
2023	$6,298.00 (+8.75%)	$240,030 (+56.68%) Land $44,660 Building $195,370
2022	$5,791.00	$153,200 Land $46,000 Building $107,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 188 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Prospect St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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