176 Prospect St, Ansonia, CT 06401 Property Records

Ansonia City property record for 176 Prospect St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,108 sqft · built 1955
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Oct 2015)
Tax Bill	$4,192 (2026)
Deeds & Mortgages	Mar 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`36260`

Property Details

APN / Parcel Number

Primary APN	`36260`
Alternative APN	`ANSO M:064 B:0001 L:0001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	1,108 sqft
Attic	Attic
Attic Area	1,108 sqft
Basement Area	1,108 sqft
Unfinished Basement	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	36260
Street Address	176 PROSPECT ST
City	ANSONIA
State	CT
Zip	06401-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	1
Legal Lot Number	1
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2000
Census Tract	125200

Owner

176 Prospect St is owned and occupied by two individuals who acquired it in March 2022.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 PROSPECT ST, ANSONIA, CT 06401-1522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2015 · Amount on File
Deed Sale	Oct 8, 2015 · Amount on File
Deed Document Number	2015155170
Deed Book / Page	536 / 809
Last Transfer Date	Mar 2, 2022
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANSONIA CT
Recording Date	Mar 15, 2022
Property Address	176 PROSPECT ST, ANSONIA, CT 06401-1522
Document Number	00601-1156
Book / Page	601 / 1156
Instrument Date	Mar 2, 2022
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 PROSPECT ST, ANSONIA, CT 06401-1522
Investor	Possibly a Property Investor

Mortgage

Document Number	1852960014
Date	Mar 15, 2022
Instrument	1852960014

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 176 Prospect St was $4,192, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,192.00 (+3.17%)	$142,310 (-) Land $38,990 Building $103,320	$320,348 (+221.58%)
2025	$4,063.00	$142,310 Land $38,990 Building $103,320	$99,617 Land $27,293 Building $72,324
2024	$4,063.00 (+8.81%)
2023	$3,734.00 (-5.2%)	$142,310 (+36.57%) Land $38,990 Building $103,320
2022	$3,939.00	$104,200 Land $45,800 Building $58,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Prospect St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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