188 Olive Ave, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 188 Olive Ave, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,474 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2020)
Tax Bill	$4,242 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Jan 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`239 0000 0011 A`

Property Details

APN / Parcel Number

Primary APN	`239 0000 0011 A`
Alternative APN	`LAWR M:0239 B:0000 L:0011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,474 sqft Living Area
Gross Area	3,240 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	239 0000 0011 A
Street Address	188 OLIVE AVE
City	LAWRENCE
State	MA
Zip	01841-4865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	11
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3028
Census Tract	250200

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 OLIVE AVE, LAWRENCE, MA 01841-4865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Jan 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Nov 30, 2020	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Oct 31, 2005 · Amount on Record
Deed Document Number	202033995
Deed Book / Page	16631 / 269
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	16631-269
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	188 OLIVE AVE, LAWRENCE, MA 01841-4865
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018346-41
Date	Jul 31, 2025
Book Page	18346/41
Instrument	12961

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2065

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	188 OLIVE AVE, LAWRENCE, MA 01841-4865
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15734-1
Date	Jan 15, 2019
Book Page	15734/1
Instrument	928

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2039

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Nov 30, 2020
Property Address	188 OLIVE AVE, LAWRENCE, MA 01841-4865
Document Number	16631-269
Book / Page	16631 / 269
Instrument Date	Oct 19, 2020
Instrument	33995
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OLIVE AVE, LAWRENCE, MA 01841-4105

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,242.00 (+7.39%)	$491,000 (+9.38%) Land $152,100 Building $338,900	$529,555 (+14.13%)
2025	$3,950.00 (-2.08%)	$448,900 (+2.94%) Land $121,700 Building $327,200	$463,980
2024	$4,034.00 (+2%)	$436,100 (+12.02%) Land $117,600 Building $318,500
2023	$3,955.00	$389,300 Land $103,000 Building $286,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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