185 Olive Ave, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 185 Olive Ave, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,510 sqft · built 1957
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$79,900 (Aug 1997)
Tax Bill	$4,191 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`239 0000 0026 A`

Property Details

APN / Parcel Number

Primary APN	`239 0000 0026 A`
Alternative APN	`LAWR M:0239 B:0000 L:0026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,510 sqft Living Area
Gross Area	3,020 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	239 0000 0026 A
Street Address	185 OLIVE AVE
City	LAWRENCE
State	MA
Zip	01841-4864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	EMERY PARK
Legal Lot Number	26
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3023
Census Tract	250200

Owner

185 Olive Ave is owned and occupied by an individual who bought it in August 1997.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	185 OLIVE AVE, LAWRENCE, MA 01841-4864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY LLC
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORSCIT INVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 1997 · Amount on File
Deed Sale	Aug 28, 1997 · Amount on File
Prior Sale	Jul 1, 1991 · Amount on File
Deed Book / Page	4830 / 166
Transfer Doc	11050-159
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	185 OLIVE AVE, LAWRENCE, MA 01841-4864
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017395-180
Date	Mar 30, 2022
Book Page	17395/180
Instrument	7720

Lender

Name	BAY EQUITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	185 OLIVE AVE, LAWRENCE, MA 01841-4864
Document Number	16131-78
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 GLENWOOD ST NATICK MA 017605608, NATICK, MA 01760-5608

Mortgage

Document Number	16131-78
Date	Dec 23, 2019
Book Page	016131/000078
Instrument	32700

Lender

Name	NORSCIT INVS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 185 Olive Ave was $4,191, up 4.7% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,191.00 (+4.75%)	$485,100 (+6.69%) Land $152,100 Building $333,000	$534,803 (+5.8%)
2025	$4,001.00 (+4.17%)	$454,700 (+9.51%) Land $121,700 Building $333,000	$505,495
2024	$3,841.00 (+4.26%)	$415,200 (+14.51%) Land $117,600 Building $297,600
2023	$3,684.00	$362,600 Land $103,000 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Olive Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 185 Olive Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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