188 Olde Cypress Pt, Cameron, NC 28326 Property Records

Harnett County property record for 188 Olde Cypress Pt, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,168 sqft · built 2012
Lot Size	8.57 acres (373,309 sqft)
Owner	2 Company Names on Record
Last Sale	$213,500 (Nov 2012)
Tax Bill	$3,338 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500006874`

Property Details

APN / Parcel Number

Primary APN	`1500006874`
Alternative APN	`099544 0024 18`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,168 sqft Heated Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	373,309 sqft (8.57 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	246 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500006874
Street Address	188 OLDE CYPRESS PT
City	CAMERON
State	NC
Zip	28326-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20M
Legal Description	LT#19 CYPRESS POINTE PH 1&2
Legal Subdivision	CYPRESS POINTE
Legal Phase	1
Legal Lot Number	19
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1013
Census Tract	71402

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1919 GATEWOOD DR, FAYETTEVILLE, NC 28304-5201
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Aug 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2012 · Amount on Record
Deed Sale	Nov 19, 2012 · Amount on Record
Deed Document Number	201218662
Deed Book / Page	3055 / 492
Last Transfer Date	Aug 14, 2026
Transfer Doc	0000016735
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Sep 11, 2026
Property Address	188 OLDE CYPRESS PT, CAMERON, NC 28326-7667
Document Number	0000018833
Book / Page	4363 / 49
Instrument Date	Sep 5, 2026
Instrument	202618833
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	SERVICELINK, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000018833,
Date	Sep 11, 2026
Book Page	4363/49
Instrument	202618833

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 14, 2026
Property Address	188 OLDE CYPRESS PT, CAMERON, NC 28326-7667
Document Number	0000016735
Book / Page	4358 / 1144
Instrument Date	Aug 14, 2026
Instrument	202616735
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1919 GATEWOOD DR, FAYETTEVILLE, NC 28304-5201

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	188 OLDE CYPRESS PT, CAMERON, NC 28326-7667
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005768
Date	Apr 14, 2020
Book Page	3802/321
Instrument	2020005768

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	188 OLDE CYPRESS PT, CAMERON, NC 28326-7667
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008396
Date	Apr 14, 2021
Book Page	3968/552
Instrument	2021008396

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2051

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,338.00 (+44.69%)	$501,375 (+38.47%)	$501,375 (+38.47%) Land $168,860 Building $332,515
2025	$2,307.00 (+1.41%)	$362,069 (-)	$362,069 (-) Land $122,280 Building $239,789
2023	$2,275.00 Veteran's exemption	$362,069	$362,069 Land $122,280 Building $239,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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