187 Olde Cypress Pt, Cameron, NC 28326 Property Records

Harnett County property record for 187 Olde Cypress Pt, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,218 sqft · built 2012
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,000 (Apr 2013)
Tax Bill	$2,931 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500008406`

Property Details

APN / Parcel Number

Primary APN	`1500008406`
Alternative APN	`099544 0024 17`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,218 sqft Heated Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	83,635 sqft (1.92 acres)
Garage Area	671 sqft
Porch	Porch
Porch Area	234 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500008406
Street Address	187 OLDE CYPRESS PT
City	CAMERON
State	NC
Zip	28326-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20M
Legal Description	LT#18 CYPRESS POINTE PH 1&2 1.92ACS
Legal Subdivision	CYPRESS POINTE
Legal Phase	1
Legal Lot Number	18
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1013
Census Tract	71402

Owner

Source: Harnett County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 OLDE CYPRESS PT, CAMERON, NC 28326-7667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMORTGAGE
Feb 27, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2013 · Amount on Record
Deed Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	20136835
Deed Book / Page	3109 / 526
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Aug 28, 2026
Property Address	187 OLDE CYPRESS PT, CAMERON, NC 28326-7667
Document Number	0000017871
Book / Page	4360 / 2848
Instrument Date	Aug 26, 2026
Instrument	202617871
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 OLDE CYPRESS PT, CAMERON, NC 28326-7667

Mortgage

Document Number	0000017871,
Date	Aug 28, 2026
Book Page	4360/2848
Instrument	202617871

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	187 OLDE CYPRESS PT, CAMERON, NC 28326-7667
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113476
Date	Nov 16, 2022
Book Page	4173/2705
Instrument	2022113476

Lender

Name	UMORTGAGE
Address	PHILADELPHIA, PA 19103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	187 OLDE CYPRESS PT, CAMERON, NC 28326-7667
Document Number	0000005667
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 OLDE CYPRESS PT CAMERON NC 283267667, CAMERON, NC 28326-7667

Mortgage

Document Number	0000005667
Date	Apr 13, 2020
Book Page	003801/000650
Instrument	5667

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,931.00 (+55.9%)	$411,991 (+36.84%)	$411,991 (+36.84%) Land $68,030 Building $343,961
2025	$1,880.00 (+1.4%)	$301,083 (-)	$301,083 (-) Land $51,840 Building $249,243
2023	$1,854.00 Veteran's exemption	$301,083	$301,083 Land $51,840 Building $249,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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