Amherst County property record for 188 Mill Race Dr, Amherst, VA 24521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,409 sqft · built 2015 |
| Lot Size | 0.647 acres (28,183 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,462 (Nov 2016) |
| Tax Bill | $2,147 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96E 1 35 |
| Primary APN | 96E 1 35 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,409 sqft Living Area |
| 1st Floor Area | 1,409 sqft |
| Basement Area | 1,409 sqft |
| Unfinished Basement | 1,409 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bungalow |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,183 sqft (0.647 acres) |
| Porch | Slab |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 188 MILL RACE DR |
|---|---|
| City | AMHERST |
| State | VA |
| Zip | 24521-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 35 MILL RACE SUB DIV SEC 3 SEE DB 933-604, 1281-86 |
| Legal Subdivision | MILL RACE SUB |
| Legal Lot Number | 35 |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10202 |
188 Mill Race Dr is owned by an individual who bought it in November 2016.
Source: Amherst County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 627, AMHERST, VA 24521-0627 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2016 · Amount on File |
| Deed Sale | Nov 18, 2016 · Amount on File |
| Deed Document Number | 20163170 |
| Deed Book / Page | 1307 / 539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 188 MILL RACE DR, AMHERST, VA 24521-4703 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 188 MILL RACE DR, AMHERST, VA 24521-4703 |
| Document Number | 0250003791 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 250003791 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 188 Mill Race Dr was $2,147, up 55.2% from the year before.
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Municipality | Amherst Town |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,147.00 (+55.24%) | $226,800 Land $17,500 Building $209,300 | $383,500 Land $21,000 Building $362,500 |
| 2025 | $1,383.00 | ||
| 2024 | $226,800 (-) Land $17,500 Building $209,300 | $226,800 (-) Land $17,500 Building $209,300 | |
| 2023 | $1,383.00 | $226,800 Land $17,500 Building $209,300 | $226,800 Land $17,500 Building $209,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Mill Race Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Mill Race Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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