164 Mill Race Dr, Amherst, VA 24521 Property Records

Amherst County property record for 164 Mill Race Dr, Amherst, VA 24521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,447 sqft · built 2020
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on Record
Last Sale	$267,600 (Mar 2021)
Tax Bill	$1,770 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96E 1 48`

Property Details

APN / Parcel Number

Primary APN	`96E 1 48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,447 sqft Living Area
1st Floor Area	1,447 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Architectural Style	Bungalow
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,894 sqft (0.296 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	164 MILL RACE DR
City	AMHERST
State	VA
Zip	24521-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 48 MILL RACE SUB DIV SEC 3 SEE DB 933-604 PC 3-45
Legal Subdivision	MILL RACE SUB
Legal Lot Number	48
Jurisdiction	AMHERST VA
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	10201

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	164 MILL RACE DR, AMHERST, VA 24521-4703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Mar 9, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 1, 2020	Special Warranty Deed, Transfer · Line of Credit THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Mar 9, 2021 · Amount on Record
Deed Document Number	2021812
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Mar 9, 2021
Property Address	164 MILL RACE DR, AMHERST, VA 24521-4703
Document Number	0210000812
Instrument Date	Mar 4, 2021
Instrument	210000812
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 MILL RACE DR, AMHERST, VA 24521-4703

Mortgage

Document Number	0210000813
Date	Mar 9, 2021
Instrument	210000813

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Mar 9, 2021
Property Address	164 MILL RACE DR, AMHERST, VA 24521-4703
Document Number	0210000808
Instrument Date	Mar 2, 2021
Instrument	210000808
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	May 1, 2020
Property Address	164 MILL RACE DR, AMHERST, VA 24521-4703
Document Number	0200001331
Instrument Date	Apr 1, 2020
Instrument	200001331
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CARROLL CIR, FREDERICKSBURG, VA 22405-3113
Investor	Possibly a Property Investor

Mortgage

Document Number	0200001332
Date	May 1, 2020
Instrument	200001332

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Municipality	Amherst Town
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,770.00 (+45.68%)	$199,200 (-) Land $17,500 Building $181,700	$316,200 (+58.73%) Land $21,000 Building $295,200
2025	$1,215.00
2024		$199,200 (-) Land $17,500 Building $181,700	$199,200 (-) Land $17,500 Building $181,700
2023	$1,215.00	$199,200 Land $17,500 Building $181,700	$199,200 Land $17,500 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF AMHERST serves 2,231 people · EPA ID VA5009050
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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