188 Mandolin Trl, Pinnacle, NC 27043 Property Records

Surry County property record for 188 Mandolin Trl, Pinnacle, NC 27043

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,626 sqft · built 2016
Lot Size	2.44 acres (106,286 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (May 2013)
Tax Bill	$2,719 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`5962-00-19-8449`

Property Details

APN / Parcel Number

Primary APN	`5962-00-19-8449`
Alternative APN	`100093322`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,626 sqft Living Area
1st Floor Area	1,614 sqft
Attic	Attic
Attic Area	152 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	106,286 sqft (2.44 acres)
Lot Width	125 ft Width
Garage Area	822 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100093322
Street Address	188 MANDOLIN TRL
City	PINNACLE
State	NC
Zip	27043-8374
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LOT 70 SEC 4 STONEY RIDGEPB 20 PG 159
Legal Subdivision	STONEY RIDGE ACRES
Legal Lot Number	70
Jurisdiction	SURRY NC
Township / Civil Division	SHOALS
Census Block Group	2
Census Block	2011
Census Tract	931103

Owner

188 Mandolin Trl, a rural home, is owned and occupied by an individual who acquired it in February 2015.

Source: Surry County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	188 MANDOLIN TRL, PINNACLE, NC 27043-8374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Jul 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JFQ LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2013 · Amount on File
Deed Sale	May 17, 2013 · Amount on File
Prior Sale	Jan 8, 2010 · Amount on File
Deed Document Number	2013607622
Deed Book / Page	1445 / 225
Last Transfer Date	Feb 19, 2015
Transfer Doc	1512/0791
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	188 MANDOLIN TRL, PINNACLE, NC 27043-8374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1617/0870
Date	Dec 20, 2017
Book Page	1617/0870

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	188 MANDOLIN TRL, PINNACLE, NC 27043-8374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1716/394
Date	Jul 7, 2020
Book Page	1716/394
Instrument	674068

Lender

Name	JFQ LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 188 Mandolin Trl was $2,719, up 2.9% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,719.00 (+2.91%)	$362,680 (-20.72%) Land $48,800 Building $313,880	$362,680 (-20.72%) Land $48,800 Building $313,880
2025	$2,642.00	$457,440 Land $56,120 Building $401,320	$457,440 Land $56,120 Building $401,320
2023	$2,001.00	$362,680 Land $48,800 Building $313,880	$362,680 Land $48,800 Building $313,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Mandolin Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Mandolin Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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