176 Mandolin Trl, Pinnacle, NC 27043 Property Records

Surry County property record for 176 Mandolin Trl, Pinnacle, NC 27043

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,226 sqft · built 2004
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Dec 2018)
Tax Bill	$2,390 (2026)
Deeds & Mortgages	Sep 2020 Refinance Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5962-00-19-7678`

Property Details

APN / Parcel Number

Primary APN	`5962-00-19-7678`
Alternative APN	`100112470`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,226 sqft Living Area
1st Floor Area	2,226 sqft
Basement Area	2,226 sqft
Unfinished Basement	2,226 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	77,537 sqft (1.78 acres)
Lot Width	75 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100112470
Street Address	176 MANDOLIN TRL
City	PINNACLE
State	NC
Zip	27043-8374
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LOT 69 SEC 4 STONEY RIDGEPB 20 PG 159
Legal Subdivision	STONEY RIDGE ACRES
Legal Lot Number	69
Jurisdiction	SURRY NC
Township / Civil Division	SHOALS
Census Block Group	2
Census Block	2011
Census Tract	931103

Owner

176 Mandolin Trl, a rural home, is owned and occupied by two individuals who bought it in December 2018.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 MANDOLIN TRL, PINNACLE, NC 27043-8374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERIS BANK
Dec 19, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	May 31, 2013 · Amount on File
Deed Document Number	2018659749
Deed Book / Page	1654 / 934
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	176 MANDOLIN TRL, PINNACLE, NC 27043-8374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1724/770
Date	Sep 2, 2020
Book Page	1724/770
Instrument	675867

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 19, 2018
Property Address	176 MANDOLIN TRL, PINNACLE, NC 27043-8374
Document Number	1654/934
Book / Page	1654 / 934
Instrument Date	Dec 19, 2018
Instrument	659749
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 MANDOLIN TRL, PINNACLE, NC 27043-8374

Mortgage

Document Number	001654/937
Date	Dec 19, 2018
Book Page	1654/937
Instrument	659750

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 176 Mandolin Trl was $2,390, up 2.9% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,390.00 (+2.93%)	$305,640 (-23.77%) Land $35,600 Building $270,040	$305,640 (-23.77%) Land $35,600 Building $270,040
2025	$2,322.00	$400,950 Land $40,940 Building $360,010	$400,950 Land $40,940 Building $360,010
2023	$1,687.00	$305,640 Land $35,600 Building $270,040	$305,640 Land $35,600 Building $270,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Mandolin Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Mandolin Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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