Amherst County property record for 188 Lipscomb Hollow Rd, Amherst, VA 24521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2008 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Jun 2009) |
| Tax Bill | $1,836 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 97 A 22A |
| Primary APN | 97 A 22A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 188 LIPSCOMB HOLLOW RD |
|---|---|
| City | AMHERST |
| State | VA |
| Zip | 24521-4627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | ON RT 822 LIPSCOMB HOLLOW RO AD 97 A 22A |
| Legal Subdivision | RUTLEDGE CREEK ESTATES |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 10202 |
188 Lipscomb Hollow Rd is owned and occupied by an individual who bought it in June 2009.
Source: Amherst County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 188 LIPSCOMB HOLLOW RD, AMHERST, VA 24521-4627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2009 · Amount on File |
| Deed Sale | Jun 1, 2009 · Amount on File |
| Deed Document Number | 2009230800002 |
| Deed Book / Page | 1140 / 802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 188 LIPSCOMB HOLLOW RD, AMHERST, VA 24521-4627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | UNKNOWN, THE SILK COMPANIES |
| Name | Verified Name |
|---|
| Document Number | 0250003640 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 250003640 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.24% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 188 LIPSCOMB HOLLOW RD, AMHERST, VA 24521-4627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200001777 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 200001777 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2026 property tax bill for 188 Lipscomb Hollow Rd was $1,836, up 75.2% from the year before.
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,836.00 (+75.19%) | $171,900 Land $25,000 Building $146,900 | $328,000 Land $30,000 Building $298,000 |
| 2025 | $1,048.00 | ||
| 2024 | $171,900 (-) Land $25,000 Building $146,900 | $171,900 (-) Land $25,000 Building $146,900 | |
| 2023 | $1,048.00 | $171,900 Land $25,000 Building $146,900 | $171,900 Land $25,000 Building $146,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Lipscomb Hollow Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Lipscomb Hollow Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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