160 Lipscomb Hollow Rd, Amherst, VA 24521 Property Records

Amherst County property record for 160 Lipscomb Hollow Rd, Amherst, VA 24521

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,347 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,148 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97 6 4`

Property Details

APN / Parcel Number

Primary APN	`97 6 4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,347 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Deck Area	25 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	160 LIPSCOMB HOLLOW RD
City	AMHERST
State	VA
Zip	24521-4627
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	LOT 4 RUCKER PROPERTY ON RT 8 22 97 6 4
Legal Subdivision	THE CATHERINE S RUCKER PROPERTY
Legal Lot Number	4
Jurisdiction	AMHERST VA
Township / Civil Division	1
Census Block Group	2
Census Block	2035
Census Tract	10202

Owner

160 Lipscomb Hollow Rd, a mobile home, is owned and occupied by an individual who acquired it in June 2006.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	160 LIPSCOMB HOLLOW RD, AMHERST, VA 24521-4627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 1, 2006
Transfer Doc	001045/591
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	160 LIPSCOMB HOLLOW RD, AMHERST, VA 24521-4627
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 LIPSCOMB HOLLOW RD, AMHERST, VA 24521-4627

Mortgage

Document Number	0250002958
Date	Oct 1, 2025
Instrument	250002958

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.49%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Sep 28, 2023
Property Address	160 LIPSCOMB HOLLOW RD, AMHERST, VA 24521-4627
Document Number	0230002676
Instrument Date	Sep 27, 2023
Instrument	230002676
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 LIPSCOMB HOLLOW RD, AMHERST, VA 24521-4627

Mortgage

Document Number	0230002677
Date	Sep 28, 2023
Instrument	230002677

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 160 Lipscomb Hollow Rd was $1,148, up 103.2% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,148.00 (+103.19%)	$92,700 Land $20,000 Building $72,700	$205,000 Land $24,000 Building $181,000
2025	$565.00
2024		$92,700 (-) Land $20,000 Building $72,700	$92,700 (-) Land $20,000 Building $72,700
2023	$565.00	$92,700 Land $20,000 Building $72,700	$92,700 Land $20,000 Building $72,700
2022	$565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Lipscomb Hollow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Lipscomb Hollow Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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