188 Jack Oak Dr, Cascade, IA 52033 Property Records

Dubuque County property record for 188 Jack Oak Dr, Cascade, IA 52033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,596 sqft · built 2017
Lot Size	0.567 acres (24,725 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Nov 2020)
Tax Bill	$5,212 (2024)
Deeds & Mortgages	Jun 2017 Construction Loan Jun 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-32-252-025`

Property Details

APN / Parcel Number

Primary APN	`19-32-252-025`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Basement Area	1,596 sqft
Finished Basement	1,060 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,725 sqft (0.567 acres)
Lot Dimensions	215 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	781 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	308 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	188 JACK OAK DR
City	CASCADE
State	IA
Zip	52033-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 BLOCK 3 OAK HILL SUB;
Legal Subdivision	OAK HILL SUB
Legal Block	3
Legal Lot Number	33
Jurisdiction	DUBUQUE IA
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1019
Census Tract	10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	188 JACK OAK DR, CASCADE, IA 52033-9497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2017	Deed of Trust, Mortgage · Construction Mortgage AMERICAN TRUST & SAVINGS BANK
Jun 13, 2017	Deed of Trust, Mortgage · Construction Mortgage BECK CONSTRUCTION INC
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Apr 27, 2017	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	May 23, 2017
Deed Document Number	2020-00018589
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	188 JACK OAK DR, CASCADE, IA 52033-9497
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007146
Date	Jun 15, 2017
Instrument	2017-00007146

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	188 JACK OAK DR, CASCADE, IA 52033-9497
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006980
Date	Jun 13, 2017
Instrument	2017-00006980

Lender

Name	BECK CONSTRUCTION INC
Type	Non-Lending Institution
Address	CASCADE, IA 52033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 30, 2017

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 23, 2020
Property Address	188 JACK OAK DR, CASCADE, IA 52033-9497
Document Number	0000018589
Instrument Date	Oct 1, 2020
Instrument	2020-00018589
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 JACK OAK DR, CASCADE, IA 52033-9497

Mortgage

Document Number	0000018590
Date	Nov 23, 2020
Instrument	2020-00018590

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2035

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 27, 2017
Property Address	188 JACK OAK DR, CASCADE, IA 52033-9497
Document Number	0000004840
Instrument Date	Apr 26, 2017
Instrument	4840
Transaction Type	Construction Loan
Record Updated	Jun 29, 2017

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	701 RIVERBEND DR NE CASCADE IA 520337600, CASCADE, IA 52033-7600

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$405,600 (+10.31%) Land $43,500 Building $362,100	$405,600 (+10.31%) Land $43,500 Building $362,100
2024	$5,212.00 (+9.08%)
2023		$367,700 (+21.8%) Land $43,500 Building $324,200	$367,700 (+21.8%) Land $43,500 Building $324,200
2022	$4,778.00	$301,890 Land $43,470 Building $258,420
2021			$301,890 Land $43,470 Building $258,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASCADE MUNICIPAL WATER SUPPLY serves 2,386 people · EPA ID IA3118080
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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