176 Jack Oak Dr, Cascade, IA 52033 Property Records

Dubuque County property record for 176 Jack Oak Dr, Cascade, IA 52033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,764 sqft · built 2005
Lot Size	0.293 acres (12,800 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2022)
Tax Bill	$4,478 (2024)
Deeds & Mortgages	May 2024 Line of Credit Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-32-252-022`

Property Details

APN / Parcel Number

Primary APN	`19-32-252-022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,524 sqft
Basement Area	1,524 sqft
Finished Basement	753 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,800 sqft (0.293 acres)
Lot Dimensions	128 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Deck Area	150 sqft
Patio Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	176 JACK OAK DR
City	CASCADE
State	IA
Zip	52033-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 BLOCK 3 OAK HILL SUB;
Legal Subdivision	OAK HILL SUB
Legal Block	3
Legal Lot Number	30
Jurisdiction	DUBUQUE IA
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1019
Census Tract	10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	176 JACK OAK DR, CASCADE, IA 52033-9497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Prior Sale	May 7, 2008 · Amount on Record
Deed Document Number	2022-00000438
Record Updated	Jun 7, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	176 JACK OAK DR, CASCADE, IA 52033-9497
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003712
Date	May 1, 2024
Instrument	2024-00003712

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	280 JOHN F KENNEDY RD, DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	176 JACK OAK DR, CASCADE, IA 52033-9497
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 JACK OAK DR, CASCADE, IA 52033-9497

Mortgage

Document Number	0000019850
Date	Dec 14, 2020
Instrument	2020-00019850

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	FARLEY, IA 52046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 6, 2022
Property Address	176 JACK OAK DR, CASCADE, IA 52033-9497
Document Number	0000000438
Instrument Date	Dec 30, 2021
Instrument	2022-00000438
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 1ST AVE E, CASCADE, IA 52033-7715

Mortgage

Document Number	0000000439
Date	Jan 6, 2022
Instrument	2022-00000439

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,300 (+10.26%) Land $36,400 Building $311,900	$348,300 (+10.26%) Land $36,400 Building $311,900
2024	$4,478.00 (+11.5%)
2023		$315,900 (+24.5%) Land $36,400 Building $279,500	$315,900 (+24.5%) Land $36,400 Building $279,500
2022	$4,016.00	$253,730 Land $36,380 Building $217,350
2021			$253,730 Land $36,380 Building $217,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASCADE MUNICIPAL WATER SUPPLY serves 2,386 people · EPA ID IA3118080
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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