Cumberland County and Gorham Town property record for 174 Harding Bridge Rd, Gorham, ME 04038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,812 sqft · built 2006 |
| Lot Size | 3.92 acres (170,755 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,500 (Sep 2018) |
| Tax Bill | $10,218 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GRHM M:050 B:013 L:023 |
| Primary APN | GRHM M:050 B:013 L:023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Living Area |
| Gross Area | 5,778 sqft |
| 1st Floor Area | 1,242 sqft |
| Attic | Attic |
| Attic Area | 1,044 sqft |
| Basement Area | 1,242 sqft |
| Unfinished Basement | 1,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 170,755 sqft (3.92 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 3398 |
|---|---|
| Street Address | 174 HARDING BRIDGE RD |
| City | GORHAM |
| State | ME |
| Zip | 04038-2562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SZ-R |
| Legal Subdivision | HARDING BRIDGE FARMS PH 2 |
| Legal Block | 13 |
| Legal Lot Number | 23 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 4100 |
Source: Cumberland County and Gorham Town records · APN GRHM M:050 B:013 L:023
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 HARDING BRIDGE RD, GORHAM, ME 04038-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Sep 28, 2018 | Warranty Deed, Transfer EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Oct 31, 2014 · Amount on Record |
| Deed Document Number | 201849898 |
| Deed Book / Page | 35178 / 113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 174 HARDING BRIDGE RD, GORHAM, ME 04038-2562 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0376300294 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 37630/294 |
| Instrument | 86618 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Sep 28, 2018 |
| Property Address | 174 HARDING BRIDGE RD, GORHAM, ME 04038-2562 |
| Document Number | 0351780113 |
| Book / Page | 035178 / 000113 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 49898 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 COUSINS RD BUXTON ME 040936712, BUXTON, ME 04093-6712 |
| Document Number | 351780117 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 035178/000117 |
| Instrument | 49899 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Cumberland County and Gorham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,218.00 (+0.68%) | $690,400 (-) Land $87,100 Building $603,300 |
| 2024 | $10,149.00 (+14.39%) | $690,400 (-) Land $87,100 Building $603,300 |
| 2022 | $8,872.00 | $690,400 Land $87,100 Building $603,300 |
Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2012 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: GoNetspeed.
Based on FCC filings for 60 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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