Madison County property record for 188 Harbor View Dr, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 4,049 sqft |
| Owner | Individual Name on File |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jan 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081A-02-272 |
| Primary APN | 081A-02-272 |
|---|---|
| Alternative APN |
|
| Building Area | 4,049 sqft Adjusted Area |
|---|
| Account Number | 57372 |
|---|---|
| Street Address | 188 HARBOR VIEW DR |
| City | MADISON |
| State | MS |
| Zip | 39110-4751 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 97 THE SHORES AT CAROLINE PHASE 2A |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 02 |
| Legal Subdivision | SHORES AT CAROLINE PHASE 2A, THE |
| Legal Phase | 2 |
| Legal Lot Number | 97 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 30402 |
188 Harbor View Dr is owned and occupied by an individual who acquired it in October 2021.
Source: Madison County records, as of December 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 188 HARBOR VIEW DR, MADISON, MS 39110-4751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Dec 9, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Oct 4, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Sep 25, 2020 | Warranty Deed, Transfer FIRST GUARANTY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2021 |
| Deed Sale | Oct 4, 2021 |
| Deed Document Number | 0004112531 |
| Deed Book / Page | 4112 / 531 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 188 HARBOR VIEW DR, MADISON, MS 39110-4751 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 188 HARBOR VIEW DR, MADISON, MS 39110-4751 |
| Document Number | 004318/486 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 4318/486 |
| Instrument | 979772 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | BRANDON, MS 39043 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 18, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 188 HARBOR VIEW DR, MADISON, MS 39110-4751 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 188 HARBOR VIEW DR, MADISON, MS 39110-4751 |
| Document Number | 004158/640 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 4158/640 |
| Instrument | 948448 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 188 HARBOR VIEW DR, MADISON, MS 39110-4751 |
| Document Number | 0000914628 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2240 CLINTON MS 390602240, CLINTON, MS 39060-2240 |
| Document Number | 0000914628 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 003968/000271 |
| Instrument | 914628 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 3, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 4, 2021 |
| Property Address | 188 HARBOR VIEW DR, MADISON, MS 39110-4751 |
| Document Number | 004112/531 |
| Book / Page | 4112 / 531 |
| Map Reference | CAB F SL 79 A&B |
| Instrument Date | Oct 4, 2020 |
| Instrument | 941032 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 FAIRMONT ST, 128, CLINTON, MS 39056-4714 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 188 HARBOR VIEW DR, MADISON, MS 39110-4751 |
| Document Number | 0000941033 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 941033 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 25, 2020 |
| Property Address | 188 HARBOR VIEW DR, MADISON, MS 39110-4751 |
| Document Number | 0000906307 |
| Book / Page | 003919 / 000574 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 906307 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | FIRST GUARANTY TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 128 FAIRMONT ST #B CLINTON MS 390564714, B, CLINTON, MS 39056-4714 |
The 2025 property tax bill for 188 Harbor View Dr was $4,101 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Canton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,101.00 Homeowner's exemption | $41,564 | $415,640 Land $50,000 Building $365,640 |
| 2024 | $4,101.00 (+0.76%) | ||
| 2023 | $4,070.00 Homeowner's exemption | $41,564 | $415,640 Land $50,000 Building $365,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Harbor View Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Harbor View Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANTON serves 16,785 people · EPA ID MS0450006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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