Madison County property record for 185 Harbor View Dr, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 4,626 sqft · built 2018 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,063 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Mar 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081A-02-265 |
| Primary APN | 081A-02-265 |
|---|---|
| Alternative APN |
|
| Building Area | 4,626 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 3,870 sqft |
| Year Built | Built 2018 |
|---|---|
| Pool Type | Concrete Pool |
| Pool Area | 816 sqft |
| Patio Area | 686 sqft |
| Account Number | 57259 |
|---|---|
| Street Address | 185 HARBOR VIEW DR |
| City | MADISON |
| State | MS |
| Zip | 39110-4750 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 62 THE SHORES AT CAROLINE PHASE 2A |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 02 |
| Legal Subdivision | SHORES AT CAROLINE PHASE 2A, THE |
| Legal Phase | 2 |
| Legal Lot Number | 62 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 30402 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 HARBOR VIEW DR, MADISON, MS 39110-4750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Mar 26, 2020 | Deed of Trust, Mortgage BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 |
| Deed Sale | Apr 28, 2017 |
| Deed Document Number | 0003472328 |
| Deed Book / Page | 3472 / 0328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 185 HARBOR VIEW DR, MADISON, MS 39110-4750 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 185 HARBOR VIEW DR, MADISON, MS 39110-4750 |
| Document Number | 004417/890 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 4417/890 |
| Instrument | 1000331 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 185 HARBOR VIEW DR, MADISON, MS 39110-4750 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 185 HARBOR VIEW DR, MADISON, MS 39110-4750 |
| Document Number | 004417/890 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 4417/890 |
| Instrument | 100331 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 185 HARBOR VIEW DR, MADISON, MS 39110-4750 |
| Document Number | 0000888153 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 185 HARBOR VIEW DR MADISON MS 391104750, MADISON, MS 39110-4750 |
| Document Number | 0000888153 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 003834/000421 |
| Instrument | 888153 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 31, 2050 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Canton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,063.00 Homeowner's exemption | $50,656 (-) | $506,560 (-) Land $75,000 Building $431,560 |
| 2024 | $5,063.00 (+0.76%) | ||
| 2023 | $5,025.00 Homeowner's exemption | $50,656 | $506,560 Land $75,000 Building $431,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANTON serves 16,785 people · EPA ID MS0450006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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