Putnam County property record for 188 Estates Dr, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 5,228 sqft · built 1982 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jun 2009) |
| Tax Bill | $4,489 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-10-26-0591-0000-0030 |
| Primary APN | 11-10-26-0591-0000-0030 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 22 Plumbing Fixtures |
|---|---|
| Building Area | 5,228 sqft Living Area |
| Gross Area | 6,918 sqft |
| 1st Floor Area | 5,228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Lot Area | 62,726 sqft (1.44 acres) |
| Garage Type | Attached |
| Garage Area | 1,690 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 64 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 97738 |
|---|---|
| Street Address | 188 ESTATES DR |
| City | PALATKA |
| State | FL |
| Zip | 32177-9114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLAIR ESTATES MB6 P96 LOT 3 |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 11 |
| Legal Subdivision | BLAIR ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 950900 |
188 Estates Dr is owned and occupied by two individuals who bought it in June 2009.
Source: Putnam County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 ESTATES DR, PALATKA, FL 32177-9114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2009 · Amount on File |
| Deed Sale | Jun 10, 2009 · Amount on File |
| Prior Sale | Apr 13, 2009 |
| Deed Document Number | 2009678479 |
| Deed Book / Page | 1228 / 1239 |
| Prior Transfer Date | Mar 26, 2009 |
| Prior Transfer Doc | 0012221278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 188 ESTATES DR, PALATKA, FL 32177-9114 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 188 ESTATES DR, PALATKA, FL 32177-9114 |
| Document Number | 0017460300 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 1746/300 |
| Instrument | 202454004927 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 15, 2049 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 188 Estates Dr was $4,489 with a homeowner's exemption.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,489.00 Homeowner's exemption | $287,630 | $487,410 Land $30,000 Building $457,410 |
| 2023 | $4,029.00 (+5.36%) Homeowner's exemption | $271,270 (+3%) | $494,926 (+14.43%) Land $25,000 Building $469,926 |
| 2022 | $3,824.00 Homeowner's exemption | $263,370 | $432,506 Land $25,000 Building $407,506 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Estates Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Estates Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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