145 Estates Dr, Palatka, FL 32177 Property Records

Putnam County property record for 145 Estates Dr, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,014 sqft · built 2008
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Mar 2026)
Tax Bill	$312 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-26-0591-0000-0200`

Property Details

APN / Parcel Number

Primary APN	`14-10-26-0591-0000-0200`
Alternative APN	`97753`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Building Area	3,014 sqft Living Area
Gross Area	4,206 sqft
1st Floor Area	3,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	1,192 sqft
Porch	Finished/Open Porch
Porch Area	842 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	97753
Street Address	145 ESTATES DR
City	PALATKA
State	FL
Zip	32177-9121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLAIR ESTATES MB6 P96 LOT 20
Legal Range	26E
Legal Township	10S
Legal Section	14
Legal Subdivision	BLAIR ESTATES
Legal Lot Number	20
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	3
Census Block	3005
Census Tract	950900

Owner

145 Estates Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Putnam County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 ESTATES DR, PALATKA, FL 32177-9121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 29, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 29, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	May 6, 2014 · Amount on File
Deed Document Number	20265706
Deed Book / Page	1858
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0016250939
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 4, 2026
Property Address	145 ESTATES DR, PALATKA, FL 32177-9121
Document Number	0018581858
Book / Page	1858
Map Reference	MB 6 PG 96
Instrument Date	Feb 27, 2026
Instrument	202654005706
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 LISA LN, PALATKA, FL 32177-9185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ESTATES DR, PALATKA, FL 32177-9121

Mortgage

Document Number	0018581860
Date	Mar 4, 2026
Instrument	1858/1860

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Jun 29, 2021
Property Address	145 ESTATES DR, PALATKA, FL 32177-9121
Document Number	0016250939
Book / Page	1625 / 939
Map Reference	MB 6 PG 96
Instrument Date	Jun 29, 2021
Instrument	202154014493
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LISA LN, PALATKA, FL 32177-9185

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Jun 29, 2021
Property Address	145 ESTATES DR, PALATKA, FL 32177-9121
Document Number	0016250939
Book / Page	1625 / 939
Map Reference	MB 6 PG 96
Instrument Date	Jun 29, 2021
Instrument	202154014493
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LISA LN, PALATKA, FL 32177-9185

Tax Assessment & Valuation

The 2025 property tax bill for 145 Estates Dr was $312 with exemptions applied.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$312.00 Homeowner's exemption Veteran's exemption Widower's exemption	$208,740	$711,240 Land $30,000 Building $681,240
2023	$255.00 (-1.54%) Disabled Person's exemption Veteran's exemption	$196,960 (+3%)	$727,780 (+16.29%) Land $25,000 Building $702,780
2022	$259.00 Senior Citizen's exemption	$191,230	$625,830 Land $25,000 Building $600,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Estates Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Estates Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

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