188 Earlsgate Rd, Dayton, OH 45440 Property Records

Greene County property record for 188 Earlsgate Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,455 sqft · built 1993
Lot Size	0.458 acres (19,983 sqft)
Owner	Individual Name on File
Last Sale	$342,700 (Dec 1993)
Tax Bill	$11,847 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B426009162`

Property Details

APN / Parcel Number

Primary APN	`B426009162`
Alternative APN	`B42-0006-0009.0-0162.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,455 sqft Living Area
1st Floor Area	1,796 sqft
Basement Area	806 sqft
Finished Basement	806 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	19,983 sqft (0.458 acres)
Lot Width	118 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	188 EARLSGATE RD
City	DAYTON
State	OH
Zip	45440-3666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPUD132
Legal Description	KINGSWOOD FOREST SEC FOUR LOT 63 EARLSGATE RD
Legal Subdivision	KINGSWOOD FOREST
Legal Lot Number	63
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2004
Census Tract	210500

Owner

188 Earlsgate Rd is owned and occupied by an individual who bought it in December 1993.

Source: Greene County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	188 EARLSGATE RD, DAYTON, OH 45440-3666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 1993 · Amount on File
Deed Sale	Dec 23, 1993 · Amount on File
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	188 EARLSGATE RD, DAYTON, OH 45440-3666
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027956
Date	Nov 17, 2021
Instrument	2021027956

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 25, 2046

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	188 EARLSGATE RD, BEAVERCREEK, OH 45440-3666
Document Number	0000022029
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 EALSGATE RD BEAVERCREEK OH 45440, BEAVERCREEK, OH 45440

Mortgage

Document Number	0000022029
Date	Oct 28, 2020
Instrument	22029

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 188 Earlsgate Rd was $11,847, down 1.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,847.00 (-1.91%)	$185,010 (-) Land $29,130 Building $155,880
2024	$12,078.00 (-0.52%)	$185,010 (-) Land $29,130 Building $155,880
2023	$12,141.00 (+9.18%)	$185,010 (+20.54%) Land $29,130 Building $155,880	$528,610 Land $83,230 Building $445,380
2022	$11,120.00	$153,480 Land $24,280 Building $129,200
2020			$438,490 Land $69,360 Building $369,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 188 Earlsgate Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Earlsgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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