185 Earlsgate Rd, Dayton, OH 45440 Property Records

Greene County property record for 185 Earlsgate Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,339 sqft · built 1995
Lot Size	0.487 acres (21,237 sqft)
Owner	Individual Name on Record
Tax Bill	$9,375 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B42-0006-0009.0-0154.00`

Property Details

APN / Parcel Number

Primary APN	`B42-0006-0009.0-0154.00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,339 sqft Living Area
1st Floor Area	1,638 sqft
Basement Area	726 sqft
Finished Basement	726 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	21,237 sqft (0.487 acres)
Lot Width	122 ft Width
Garage Type	Attached
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	185 EARLSGATE RD
City	DAYTON
State	OH
Zip	45440-3668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPUD132
Legal Description	KINGSWOOD FOREST SEC FOUR LOT 31 KINGSWOOD FOREST LA
Legal Subdivision	KINGSWOOD FOREST
Legal Lot Number	31
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2009
Census Tract	210500

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 EARLSGATE RD, DAYTON, OH 45440-3668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022
Deed Sale	Jun 9, 2022
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Document Number	202211353
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jun 9, 2022
Property Address	185 EARLSGATE RD, DAYTON, OH 45440-3668
Document Number	0000011353
Map Reference	CAB 34 PG 261B-263A
Instrument Date	May 25, 2022
Instrument	2022011353
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	185 EARLSGATE RD, DAYTON, OH 45440-3668

Mortgage

Document Number	0000011354
Date	Jun 9, 2022
Instrument	2022011354

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,375.00 (-2.77%)	$167,300 (-) Land $29,390 Building $137,910
2024	$9,642.00 (-1.38%)	$167,300 (-) Land $29,390 Building $137,910
2023	$9,777.00 (-9.87%)	$167,300 (+14.03%) Land $29,390 Building $137,910	$477,990 (+14.03%) Land $83,960 Building $394,030
2022	$10,848.00	$146,710 Land $24,490 Building $122,220
2020			$419,170 Land $69,960 Building $349,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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