Herkimer County and Webb Town property record for 188 Eagle Creek Rd, Eagle Bay, NY 13331
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2.5 ba · 2,228 sqft · built 1969 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Jan 2000) |
| Tax Bill | $11,636 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2018 Mortgage |
| APN | 215400 039.32-2-26.1 |
| Primary APN | 215400 039.32-2-26.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,228 sqft Total Area |
| 1st Floor Area | 2,228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 68,825 sqft (1.58 acres) |
| Lot Dimensions | 146 ft deep x 472 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 2,375 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 200217470 |
|---|---|
| Street Address | 188 EAGLE CREEK RD |
| City | EAGLE BAY |
| State | NY |
| Zip | 13331-7722 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RS |
| Legal Description | 37 E BAY LOT 25 RES &CAMP TWP 8 JBTR #190 EAGLE CREEK RD |
| Legal Block | 2 |
| Legal Lot Number | 26.100 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | WEBB |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11502 |
Source: Herkimer County and Webb Town records · APN 215400 039.32-2-26.1
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6625 YORKTOWN CIR, EAST AMHERST, NY 14051-1588 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 03, 2018 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 18, 2000 · Amount on Record |
| Deed Sale | Jan 18, 2000 · Amount on Record |
| Prior Sale | Dec 23, 1997 · Amount on Record |
| Deed Book / Page | 873 / 64 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 188 EAGLE CREEK RD, EAGLE BAY, NY 13331-7722 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | RP20255243 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | RP2025-5243 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 188 EAGLE CREEK RD, EAGLE BAY, NY 13331-7722 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | RP20184720 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | RP2018-4720 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Oct 01, 2025 |
| Index | 1-Year LIBOR |
Source: Herkimer County and Webb Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Webb Town |
| Unified School District | Town of Webb Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,636.00 (+12.66%) | $903,400 (-) Land $471,300 Building $432,100 | $1,584,912 (+25.79%) Land $826,842 Building $758,070 |
| 2023 | $903,400 Land $471,300 Building $432,100 | $1,259,972 Land $657,322 Building $602,650 | |
| 2020 | $10,328.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1996 · river or lake flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| I.H.M. Eagle Fixed Wireless | 150 / 25 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 58 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROCKY POINT HOMEOWNERS ASSN private · serves 80 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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