186 Eagle Creek Rd, Eagle Bay, NY 13331 Property Records

Herkimer County and Webb Town property record for 186 Eagle Creek Rd, Eagle Bay, NY 13331

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,340 sqft · built 2005
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$1,125,000 (Jul 2019)
Tax Bill	$11,346 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Dec 2017 Sale
APN	`215400 039.32-2-26.4`

Property Details

APN / Parcel Number

Primary APN	`215400 039.32-2-26.4`
Alternative APNs	`540003903200020264000000` `200217470`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,340 sqft Living Area
1st Floor Area	1,136 sqft
2nd Floor Area	1,406 sqft
Upper Floors Area	798 sqft
Basement Area	1,136 sqft
Finished Basement	1,136 sqft
Unfinished Basement	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	367 ft deep x 101 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	514 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	200217470
Street Address	186 EAGLE CREEK RD
City	EAGLE BAY
State	NY
Zip	13331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	37 E BAY NORTH PART 23,24 TWP 8 JBTR CAMP
Legal Block	2
Legal Lot Number	26.400
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	3
Census Block	3000
Census Tract	11502

Owner

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	155 TELLER RD, GREENVILLE, NY 12083-2919
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Dec 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Feb 29, 2000 · Amount on Record
Deed Document Number	20192834
Prior Transfer Date	Dec 1, 2017
Prior Transfer Doc	0020176666
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Jul 5, 2019
Property Address	186 EAGLE CREEK RD, EAGLE BAY, NY 13331
Document Number	0020192834
Instrument Date	Jun 28, 2019
Instrument	2019-2834
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 TELLER RD, GREENVILLE, NY 12083-2919
Investor	Possibly a Property Investor

Mortgage

Document Number	0020192835
Date	Jul 5, 2019
Instrument	2019-2835

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0020192834
Date	Jul 5, 2019
Instrument	2019-2834

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Dec 19, 2017
Property Address	186 EAGLE CREEK RD, EAGLE BAY, NY 13331
Document Number	RP20176666
Instrument Date	Dec 1, 2017
Instrument	RP2017-6666
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 622, NAGS HEAD, NC 27959-0622

Tax Assessment & Valuation

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,346.00 (+17.17%)	$880,900 (-) Land $224,400 Building $656,500	$1,545,439 (+25.79%) Land $393,684 Building $1,151,755
2023		$880,900 Land $224,400 Building $656,500	$1,228,591 Land $312,971 Building $915,620
2020	$9,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKY POINT HOMEOWNERS ASSN private · serves 80 people · EPA ID NY2022252
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
I.H.M. Eagle Fixed Wireless	150 / 25

May also be available: T-Mobile USA, Verizon.

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