Carroll County property record for 187 E Main St, Westminster, MD 21157 · Last verified August 2026
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Year Built | Built 1885 |
| Square Footage | 8,208 sqft Total Area |
| Lot Size | 8,910 sqft (0.205 acres) |
| Last Sale | $200,000 (1996) |
| Tax Bill | $7,425.00 (2025) |
| Primary APN | 07-054440 |
|---|---|
| Alternative APNs |
|
| Units | 5 Units |
|---|---|
| Building Area | 8,208 sqft Total Area |
| 1st Floor | 8,208 sqft 1st Floor |
| Basement Area | 800 sqft Basement |
| Unfinished Basement | 800 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Fire Resistance Class | Buildings having wood or wood and steel frames. |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 8,910 sqft (0.205 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 054440 |
|---|---|
| Street Address | 187 E MAIN ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5010 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | LT - 8910 SF 187 E MAIN ST WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1061 |
| Census Tract | 507801 |
Source: Carroll County records · APN 07-054440
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 187 E MAIN ST, WESTMINSTER, MD 21157-5010 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 16, 2017 | Trustee's Deed, Construction Loan · Line of Credit BRANCH BK&TR |
| Apr 26, 2017 | Deed of Trust, Mortgage BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 1996 · Amount on Record |
| Deed Sale | Jan 03, 1996 · Amount on Record |
| Deed Doc Number | 1996952344 |
| Deed Book / Page | 1756 / 274 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 16, 2017 |
| Property Address | 187 E MAIN ST, WESTMINSTER, MD 21157-5010 |
| Document Number | 0086690037 |
| Book / Page | 008669 / 000037 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 187 E MAIN ST WESTMINSTER MD 211575010, WESTMINSTER, MD 21157-5010 |
| Document Number | 86690037 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 008669/000037 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WESTMINSTER, MD 21157-5014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 187 E MAIN ST, WESTMINSTER, MD 21157-5010 |
| Document Number | 0086890056 |
| Book / Page | 008689 / 000056 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 329 DENTON DR WESTMINSTER MD 211576006, WESTMINSTER, MD 21157-6006 |
| Document Number | 0086890056 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 008689/000056 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WESTMINSTER, MD 21157-5014 |
| Amount | Amount Recorded |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,000 (-) Land $110,100 Building $331,900 | $442,000 (-) Land $110,100 Building $331,900 | |
| 2025 | $7,425.00 (-0.59%) | ||
| 2023 | $7,469.00 | $442,000 Land $110,100 Building $331,900 | $442,000 Land $110,100 Building $331,900 |
187 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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