Dare County property record for 188 Duck Rd, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,052 sqft · built 1984 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,250,000 (May 2026) |
| Tax Bill | $3,227 (2026) |
| Deeds & Mortgages | Aug 2007 Line of Credit May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 986819610107 |
| Primary APN | 986819610107 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,052 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,000 sqft (0.39 acres) |
| View / Lot | Ocean |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986819610107 |
|---|---|
| Street Address | 188 DUCK RD |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: WEST 1/2 OF 32 - 34 BLK: 32 SEC: 3 PL: 1 SL: 36 |
| Legal Subdivision | SO/SH AMENDED PLAT B |
| Legal Block | 32 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970101 |
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2523 ORANGE PASTURES DR, MANVEL, TX 77578-2751 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 24, 2007 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 15, 2026 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Deed Document Number | 2026700159770 |
| Deed Book / Page | 2850 / 559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 188 DUCK RD, SOUTHERN SHORES, NC 27949 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001741/158 |
|---|---|
| Date | Aug 24, 2007 |
| Book Page | 1741/158 |
| Instrument | 6226717 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LAWRENCEVILLE, VA 23868 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | May 15, 2026 |
| Property Address | 188 DUCK RD, KITTY HAWK, NC 27949 |
| Document Number | 0700159770 |
| Book / Page | 2850 / 559 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026.700159770 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2523 ORANGE PASTURES DR, MANVEL, TX 77578-2751 |
| Document Number | 0700159771, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026.700159771 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Southern Shores Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,227.00 | $688,400 (-) Land $376,800 Building $311,600 | $688,400 (-) Land $376,800 Building $311,600 |
| 2025 | $3,227.00 (+22.51%) | $688,400 (+74.1%) Land $376,800 Building $311,600 | |
| 2023 | $2,634.00 | $395,400 Land $212,000 Building $183,400 | |
| 2020 | $688,400 Land $376,800 Building $311,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 264 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 276 units insured incl. 12 condo units |
| Nearby Flood Claims | 5 (2012–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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