187 Duck Rd, Kitty Hawk, NC 27949 Property Records

Dare County property record for 187 Duck Rd, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,062 sqft · built 1978
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Company Names on File
Last Sale	$272,500 (Jun 2016)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986819508982`

Property Details

APN / Parcel Number

Primary APN	`986819508982`
Alternative APN	`021983000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,062 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986819508982
Street Address	187 DUCK RD
City	KITTY HAWK
State	NC
Zip	27949-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 11 12 BLK: 41 SEC: 3 PL: 1 SL: 36
Legal Subdivision	SO/SH AMENDED PLAT B
Legal Block	41
Legal Lot Number	11-12
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3016
Census Tract	970101

Owner

Source: Dare County assessment roll, APN 986819508982, as of October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	35 VILLAGE GRN, D, RHINEBECK, NY 12572-1337
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2016 · Amount on Record
Deed Sale	Jun 06, 2016 · Amount on Record
Prior Sale	Jun 04, 2015 · Amount on Record
Deed Document Number	2016700026274
Deed Book / Page	2098 / 381
Last Transfer Date	Dec 19, 2024
Transfer Doc	002769/720
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	187 DUCK RD, SOUTHERN SHORES, NC 27949-4564
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE AND ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002609/785
Date	Apr 11, 2022
Book Page	2609/785
Instrument	700116389

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Dare County assessment roll as of October 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Southern Shores Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,288.00 (+11.72%)	$507,100 (+57.48%) Land $313,500 Building $193,600
2023	$2,048.00	$322,000 Land $132,000 Building $190,000
2020			$507,100 Land $313,500 Building $193,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), as of May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559701013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 264 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	276 units insured incl. 12 condo units
Nearby Flood Claims	5 (2012–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 112 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0428030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.