Ionia County property record for 188 Division St, Saranac, MI 48881
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,204 sqft · built 1994 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,000 (Jul 2019) |
| Tax Bill | $2,462 (2025) |
| Deeds & Mortgages | Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02113000007000 |
| Primary APN | 02113000007000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 188 DIVISION ST |
|---|---|
| City | SARANAC |
| State | MI |
| Zip | 48881-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF SARANAC WILSON AND CHIPMANS ADD LOT 19 BOSTON TWP, IONIA COUNTY, MICHIGAN |
| Legal Subdivision | WILSON & CHIPMANS ADD |
| Legal Lot Number | 19 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BOSTON |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 31301 |
188 Division St is owned and occupied by two individuals who bought it in July 2019.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 DIVISION ST, SARANAC, MI 48881-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on File |
| Deed Sale | Jul 29, 2019 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Mar 1, 2018 |
| Property Address | 188 DIVISION ST, SARANAC, MI 48881-9502 |
| Document Number | 649/3902 |
| Book / Page | 649 / 3902 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 188 Division St was $2,462 with a homeowner's exemption, up 3% from the year before.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| County Subdivision | Boston Township |
| Municipality | Saranac Village |
| Unified School District | Saranac Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,500 (+7.41%) Land $14,500 Building $87,000 | $203,000 (+7.41%) Land $29,000 Building $174,000 | |
| 2025 | $2,462.00 (+2.97%) Homeowner's exemption | $94,500 Land $12,900 Building $81,600 | $189,000 Land $25,800 Building $163,200 |
| 2024 | $2,391.00 | ||
| 2023 | $75,400 Land $9,800 Building $65,600 | $150,800 Land $19,600 Building $131,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Division St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARANAC serves 1,343 people · EPA ID MI0005930 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Point Broadband Fixed Wireless | 200 / 50 |
May also be available: AT&T, Verizon.
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